FAQs

A secured caravan loan is a type of loan specifically for purchasing a caravan. It involves the caravan itself being used as collateral for the loan. Under a secured caravan loan, if a borrower cannot meet their loan repayments, the lender can repossess the caravan to recover their money. The amount that an individual can borrow will generally depend on the value of the caravan and the borrower’s ability to repay the loan. Secured caravan loans will generally have lower interest rates compared to an unsecured caravan loan because the risk for the lender is reduced by having an asset to fall back on.

An unsecured loan is a type of loan used to purchase a caravan. It does not involve any asset being provided as collateral. Under an unsecured caravan loan, if a borrower fails to repay the loan, the lender is unable to repossess the caravan but can pursue other assets and avenues as a way of recovering their funds. Because an unsecured caravan loan does not require collateral, lenders face a higher risk of not being repaid. To compensate for the increased risk, they will generally charge a higher interest rate compared to secured caravan loans.

To apply for a caravan with Jade, buyers will need to connect with us by phone or online. Following this, they will be matched with their own personal broker who will help them gather all the required documentation for application. After the application form has been completed and assessed, application approval will be provided. Documentation required for an unsecured and secured loan includes details of credit history, employment, income, debts, regular expenditure, assets, residence and other information. Details of the motorhome being purchased will also need to be provided if the applicant is seeking secured caravan finance.

At Jade Finance, we help borrowers to secure the best caravan loan rates through our extensive industry expertise and lender connections. We are accredited with over 80 banks and lenders which allows us to compare a wide range of loan offers to secure the most competitive rate available for each applicant.

Yes. Both new and used caravans can be financed through Jade Finance. We offer finance for the full range of caravans from all leading manufacturers. If seeking a secured loan for a used caravan, the van in question must be approved as suitable collateral for the loan.

We offer finance for all types of caravans including camper trailers, motorhomes, RVs, campervans, fifth-wheelers, pop-tops, slide-ons, toy haulers, off-road models, and 4×4 heavy duty models. Whether the caravan you want to purchase is Australian or imported, we can finance it. Let us get you the best loan for your specific financial needs.

Acquiring a caravan loan through Jade Finance is quick and easy. Complete your application with one of our brokers today and receive approval within 24 hours, depending on the lender. Our fast-paced application and approval process ensures the boring task of securing finance is over quickly so borrowers can receive funding to purchase their caravan before the day is over.

The higher your credit score, the better your chances of securing favourable terms and lower interest rates on your caravan loan. However, individuals with moderate to poor credit scores may still be able to secure financing for a caravan loan through our poor credit loan options.

Jade’s online loan calculator is a digital tool for borrowers to receive estimates on their potential loan repayments. By inputting specific details like the loan amount, interest rate and loan term, the calculator will process the figures to present a ballpark monthly repayment. Our loan calculator helps borrowers understand how different loan amounts, rates and terms will impact their monthly payments and total cost. However, the online calculator is for rough estimates only, for a more precise quote, give our office a call.

Dealer finance is convenient, but it isn’t always the best option. Higher interest rates, limited financial products, and a lack of customisation are just a few of the issues associated with borrowers financing their new caravan through the dealership. By utilising Jade, borrowers receive personalised service and access to a wide range of lenders which can help them secure better rates and terms.