FAQs

To use an online credit estimator, users need a device with online internet connection and be able to type values into the fields as indicated. No special computer or computation skill is required.

All types of operators can use the device to work out estimates. Specific quotes can be requested to get an exact repayment and rate amount.

No. Leave the total amount as the total amount of credit required and the device will allow for the balloon when carrying out the computations.

By changing the term entered in a credit estimator, users can see the difference this makes to the monthly repayments.

Online credit devices can only provide estimates as they do not have the functionality to discern the creditworthiness of users or to allow for charges from individual lenders.

An online credit estimator works only on the values entered by the user. No consideration of GST or tax deductions are made.

No. When new values are entered, the previous results are not saved to memory.

Yes. An online credit estimator is a generic device and can be used for estimates on all types of vehicles.

Users should enter into the estimator the interest rate of the type of credit product they require.

Yes. Users can enter the interest rate relevant to Leasing, CHP or Chattel Mortgage to use the device for their preferred facility.

Online devices only work out repayments based on the figures entered. No allowance is made for the profile and application specifics of the users and lender fees and charges are not included. Offers received may be different from estimates.