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Professional Camera Equipment Loans | Jade Finance

Looking to stay competitive in the fast-paced world of photography and videography? Obtain the latest and most advanced camera gear by reaching out to us for an equipment loan.

For creative professionals and enthusiasts, upgraded camera gear is not just a luxury but also a necessity to outperform competitors and achieve the best results. However, it can be expensive, which is why our cheap interest rates and flexible loan terms should be at the front of your mind when considering your next major camera gear purchase.

  • No impact on credit score
  • Low rate finance
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Why Jade Finance?

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Equipment Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Boost Your Creative Potential with Camera Equipment Financing

There are many reasons why you might be considering new camera equipment. From technological advancements and client expectations, to efficiency and creative potential – newer, more advanced gear is a priority.

With the prominence of social media in our contemporary world, people are always looking for faster, better, and more unique content to capture their attention. By partnering with one of our expert brokers for your camera or video equipment purchase, you could significantly boost your creative potential and remain a competitive force in the photography and videography industry.

Professional camera equipment in use during a shoot

Financing for Camera Gear: Why You Should Choose Jade

Secure highly competitive interest rates and flexible loan terms for your next camera gear purchase with Jade Finance, offering personalised service and expert guidance to ensure financial stability and access to the latest equipment.

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Competitive Interest Rates

When it comes to financing your next major camera gear purchase, secure a highly competitive interest rate by coming directly to our brokers at Jade Finance. Thanks to our extensive list of 80+ banks and lenders, our brokers ensure photographers and videographers are able access the best equipment on the market without breaking the bank. By securing a low interest rate, you’ll receive lower monthly payments and the ability to maintain financial stability.

Flexible Loan Terms

When you choose us for your next camera gear purchase, you’ll unlock significant loan term flexibility for your specific financial circumstance. Our brokers work hard to understand your specific situation to ensure the loan product and lender recommended to you is accurately representative of your needs. By using us for your loan, you’ll receive a customisable repayment plan, adjustable payment options, and a fast approval process.

Tailored Approach

At Jade, we are known for our personalised service and high understanding of the unique demands of the lending market. Our brokers take a tailored approach to meet the specific needs of photographers, offering expert guidance on financing options for the equipment you need. We also offer flexible collateral options, and ongoing dedicated support from initial contact through to settlement.

Advantages of Financing With Jade Finance

There are numerous advantages to using our brokerage for your next camera gear loan. While you could research the market yourself for the best deal, our loan specialists make the process fast, efficient, and stress-free. Our industry experience, personalised solutions, high quality service, and flexible financing options all contribute to our highly regarded reputation within the lending industry.

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Whether you need a small loan for a single piece of equipment or a larger loan for a comprehensive upgrade, our brokers have numerous options that can be tailored to your specific circumstances.

Elevate Your Photography

The importance of quality camera and video equipment cannot be discounted. By financing your next significant camera gear purchase, you could achieve:

  • Higher image and video quality
  • A boosted level of professionalism
  • More equipment reliability
  • Adaptability for various shooting conditions
Professional photographers working in their studio filled with professional equipment

Equipment finance guides and resources

Our guides offer quick comparisons and simple explainers to help you work through the financing process with confidence.

A Practical Solution for Accessibility and Affordability

Investing in professional camera equipment can be a significant financial burden. This burden is especially prominent for freelancers, small businesses, and enthusiasts.

By securing financing for camera gear with Jade Finance, this burden is eased, offering a practical solution to make high quality camera gear more accessible. Let’s get started.

  • Financial Flexibility
  • Access to the latest gear
  • Business growth
  • Tax benefits
  • Preserve cash flow
Close up of video monitor in a video studio.

Lenses, Lights, Audio & Accessories

Upgrading camera equipment is essential for both professionals and enthusiasts in photography and videography. Advances in technology, increasing client expectations, efficiency, and creative potential all contribute to a requirement for the latest, most advanced gear.

Covering a wide range of camera equipment, at Jade, our mission is to provide you with the best financing deal for your situation. With an equipment loan from Jade Finance, you could secure:

  • Cameras: DSLR, mirrorless, cinema, and action cameras.
  • Lenses: Prime, Zoom, specialty, and cinematography lenses.
  • Lighting: Continuous lighting, strobe, light modifiers, portable lighting.
  • Audio Equipment: Mics, audio recorders, wireless systems, audio accessories.
  • Accessories: tripods, stabilisers, batteries, filters, adapters, and memory solutions.

Find out your best options – contact us today.

A photography studio with cyc, lighting and accessories ready for a photo shoot.

Streamlined Equipment Financing with Jade Finance

Our brokers operate at a high level of productivity and efficiency to ensure a streamlined and timely process in securing your equipment finance deal. We minimise the time you’d spend researching all possible options from multiple lenders to present you with the preferred solution for your purchase. Let us handle the paperwork, negotiations, and comparisons to find your the best equipment financing on the market. Equipment financing options available through Jade Finance include:

  • Chattel Mortgage
  • Commercial Hire Purchase
  • Equipment Lease
  • Equipment Hire Purchase
  • Unsecured Business Loan
  • Refinancing

We have specialists ready to help you discover your ideal finance solution. Start by requesting a free quote.

Professional camera gear and accessories in use in a studio shoot.

How to Maximise Your Photography Equipment Financing

To select the right equipment to finance while balancing quality and cost, there are a number of steps you should take.

Assess your needs
  • What type of photography/videography do you do?
  • What equipment will enhance your work?
  • What gear is essential to enhancing your work?
Research and compare
  • Compare features, reviews, prices.
  • Ensure you're getting the best value for money.
Quality over quantity
  • Invest in high-quality equipment that will last longer.
Adaptability
  • Choose equipment that can be used in various scenarios.
Advanced Technology
  • Opt for the latest models with advanced features.
  • Avoid overly expensive or brand-new releases unless they have significant improvements over previous models.
Buy refurbished gear
  • Consider purchasing second hand equipment from reputable sellers to save money.

Managing your loan repayment

To manage your loan repayment effectively, our highly trained brokers recommend two key steps. Firstly, start by creating a detailed budget that includes all your expenses and income so you can determine how much you can comfortably afford to pay on your loan each month. And secondly, choose a loan term that balances your manageable monthly payment with the overall loan cost. Other tips we recommend once you secure your loan include:

  • Set up automatic payments to avoid missing payment and incurring late fees.
  • If possible through your lender, make extra payments towards your loan principal.
  • Track your expenses closely to stay within your budget and adjust as needed.

Maintaining the value of your equipment

To maintain your equipment’s value, ensure you store it properly in a dry, cool environment using protective cases; regularly clean your equipment with the appropriate tools to keep it in good working conditions; use protective gear like lens filters and camera covers to prevent damage; and handle it with care by not exposing it to extreme conditions.

On purchasing your new gear, maintain detailed records of your equipment including purchase receipts, warranty information, and maintenance logs for insurance and resale purposes.

Contact us to explore your best options.

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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 15/11/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Camera Equipment Loan FAQs

  • Applying for a camera equipment loan is simple. The application process through Jade involves filling out an application form with your dedicated broker, providing financial documents such as tax returns and bank statements, and detailing the equipment you are wanting to purchase. After this, your broker will assess the pool of lenders available to you to find the best one who will then assess your creditworthiness, business revenue, and overall financial health before approving the loan. Once you have been approved for the loan, the funds will be disbursed to you.

  • To be eligible for a camera equipment loan you may need to meet:

    • Minimum credit score requirements.
    • Proof of consistent income.
    • If for business purposes, proof of consistent revenue and time in business.
    • Lenders may also require businesses to provide financial statements.
    • To determine the exact requirements for eligibility based on your specific circumstances, talk to one of our expert brokers.
  • Jade offers financing for a wide range of camera equipment including professional cameras, lenses, lighting gear, tripods, and other photography accessories. Other camera equipment may also be available for finance depending on your specific circumstances and the available loan option. Speak with one of our experienced brokers to find out more.

  • Interest rates for camera equipment loans vary. Factors such as credit score, loan amount, and term length will influence the final interest rate offered to you by the lender.

  • Yes, we generally allow for the financing of used camera equipment as long as it meets certain conditions and is from a reputable vendor. The terms and conditions for financing used equipment may differ from those for new equipment. Overall, securing financing for refurbished equipment is dependent on the lender’s policies and the condition of the equipment.

  • The loan term you will be able to secure depends on the lender and the loan amount. Shorter terms will generally have higher monthly payments but less interest, while longer terms will have lower monthly payments but more interest.

  • Financing camera equipment can have a positive impact on your business’ cash flow because it allows the large cost of the gear to be spread out over a number of months or years. By spreading out this payment, a borrower is able to preserve their working capital for other expenses such as investments or emergencies.

  • If you miss a payment on your loan, you may be subjected to late fees, increased interest rates, and potential damage to your credit score. If you continually miss payments, you could default on your loan which could lead to legal action or repossession of the financed equipment. If you are having financial troubles, it is important to contact your lender as soon as possible.