New and Used
New and used airplanes can be financed and we handle loans for one airplane and larger fleet requirements.
Aircraft Finance - Jet Financing
Whether purchasing aircraft for private use or for commercial purposes, we have the expertise, resources, and capabilities to secure affordable aviation financing for your acquisition.
Why Aussies Choose Jade
Apply Online
The easy application process provides you with comprehensive information. Make a fully informed decision on your equipment loan.
Get Pre-Approval
Save time, money, and worry - Get Pre-Approval for your finance.
Equipment Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Secure Tailored Airplane Loans with Access to Over 80 Lenders
As experts across all types of personal and business lending, we have the complete portfolio of airplane loans and access to over 80 lenders to find each buyer the right loan and the right lender.
We work with individuals and business to secure financing for private jets, planes for recreational flying, commercial aircraft financing for flight schools, corporations, cargo and tourist operators, air charter companies and operators in the agricultural sector. Aircraft loans are available for fixed wing and rotary aircraft, both new and second-hand, from all leading aviation manufacturers.
Introduction to Financing Your Aircraft Purchase
Aviation finance is available for the purchase of a wide range of aircraft - crop dusters, helicopters, single and twin-engine craft, private and business jets, sightseeing airplanes, cargo aircraft, seaplanes, acrobatic models and vintage airplanes.
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Credit Options
The type of aircraft and its purpose – for private or commercial use, can determine the type of credit facility.
Secured and Unsecured
Secured and unsecured loans are available for private aviators and the full range of commercial credit facilities for business operators.
All Aviation Businesses
We work with all types and sizes of aviation businesses to source and structure financing that meets their objectives.
Loan Type Considerations
Financing for private jets and other airplanes, and commercial aircraft financing, can present different considerations to financing other types of assets.
Industries and Goals
These can include the industry sector where the aircraft will be operated, the use or work to be carried out by the aircraft, the financial goals of the buyer and aspects of the credit applicant.
Specialist Lenders
Funding offers can vary across the lending sector. We have access to lenders that do specialise in financing for the aviation sector to ensure the most affordable rates and workable solutions are achieved.
Advantages of a Broker
With sharp financial acumen, our brokers are across the needs of business operators to achieve airplane planes that work with their cash flow and towards achieving the goals for their operation.
Discover Competitive Loans for Working and Recreational Aircraft
Utilising our expertise can greatly assist buyers achieve their preferred financing outcome. Contact us to discuss your specific requirements.
- Loans for private and commercial jets, charter operators.
- Financing helicopters and seaplanes for tourism sector.
- Crop duster and mustering aircraft loans.
- Loans for private recreational and acrobatic aircraft.
- Financing for flying school plans.
Equipment finance guides and resources
Our guides offer quick comparisons and simple explainers to help you fly through the financing process with confidence.
Equipment Finance
Specialised Equipment Finance
How Aircraft Loans Work – Navigating the Aircraft Loan Process with Jade
Our specialist aviation finance brokers work with each client to successfully navigate through what may be a complex loan process. We handle all stages of the process from the initial contact. Lenders have varying criteria for approving finance and our brokers know the matrix used by our lenders. With our access to 80+ lenders, we match each client with the most suitable lender.
We assist with completing the application form for either personal or business finance. Lenders will be looking at the creditworthiness of the applicant when assessing the application and making any offer. Good credit applicants are rated at a lower risk and are typically offered the best rates and most workable terms. While achieving the lowest rates is integral to the overall outcome, the loan term can be critical to the repayments and the viability of the aircraft acquisition.
Using the leverage we have with our lenders, our brokers negotiate on behalf of our clients for the lowest rates and most suitable finance terms to meet their requirements. Applicants are required to provide financials and a range of documentation on their personal or business position. These may include tax returns, bank statements, BAS returns and similar documentation on the business. Personal loan applicants are required to provide income details, information on other debts and assets and a range of personal information.
Initial approval of the application may be received within 24 hours. Your Jade broker will then be working with you and our lender to structure the financing to optimise the tax deductions available, suit cash flow and to meet the target set for the return on the investment.
When the financing is finalised, we liaise with our lender and our client’s seller to arrange settlement and delivery of the aircraft. We handle aircraft loans for buyers around Australia, providing convenient and efficient online services to expedite application approvals.
The process is fast, efficient and streamlined, with clients benefiting from our extensive experience in aviation financing and the specialised expertise of our brokers. Applications can be made online or over the phone with one of our experts.
- Fast, streamlined airplane loans application process.
- Specialist brokers to handle the entire aviation finance process.
- Australia-wide services.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 15/03/2026 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We work harder to secure the best rates.
Aircraft Finance FAQs
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Subject to lender approval, all types of new and used, fixed wing and rotary aircraft may be purchased with finance.
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Individuals requiring financing for private aircraft can select from a Secured Airplane Loan or an Unsecured Personal Loan.
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Commercial aviation operators and businesses acquiring aircraft can select the most suitable credit facility from Chattel Mortgage, Leasing, Rent-to-Own and Hire Purchase.
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Secured personal loans and commercial financing products use the aircraft as collateral against the funding. Lender guidelines and criteria around approval will determine if additional collateral or personal guarantee is also required.
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Yes. The same credit facilities are available for funding both rotary and fixed wing aircraft.
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Loan terms are subject to individual lender assessment of the application. Terms of up to 7 years are typically approved.
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Leasing and Rent-to-Own airplane finance has tax deductible monthly payments. Aircraft financed with Chattel Mortgage and Hire Purchase are depreciated to deliver a tax deduction. Interest charges and lender fees are tax deductible.
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New operators that do not have the full documentation and trading history to meet lender criteria may seek No Doc and Low Doc commercial financing through specialist brokers.
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Aircraft buyers can use an Aircraft Finance Calculator to calculate repayment estimates and compare loans.
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Self-employed operators will full documentation and a good credit profile, can be eligible for offers at competitive interest rates. Providing detailed documentation can enhance the application and prospects.