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Personal Attention, Specialist Services to Secure Dental Equipment Loans

Secure individually sourced and structured dental equipment financing to specifically suit the requirements of the practice with our specialist services. As commercial lending experts across all industry sectors, we have the experienced brokers and the right lenders to negotiate the best dental equipment loan interest rates for all types of practices.

  • Low dental equipment loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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The easy application process provides you with comprehensive information. Make a fully informed decision on your equipment loan.

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Equipment Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Expert Solutions for Every Dental Practitioner

Our brokers assist specialists, oral health providers, maxillofacial surgeons, periodontists, orthodontists, general dental practitioners and day surgery operators with funding for the equipment and technology they require. Affordable dental equipment financing for the latest machines, technology, surgical tools and systems to ensure first-rate patient treatment can be delivered.

With our comprehensive services, full range of credit options, extensive experience and vast lender base, dental practitioners have direct access to funding solutions specific to their industry. With our personal attention and individual approach, dentists are assured of our highly skilled professionals to arrange dental equipment loans specific to their individual requirements. To discuss your requirements, speak with one of our brokers.

Close up view of dental tools like drill, irrigation, suction in their holders

Complete Dental Equipment Loan Product Selection

As specialists in commercial lending, we offer clients a complete portfolio of asset acquisition credit facilities to finance dental equipment.

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Credit Facilities

These include Lease, Rent-to-Own, Chattel Mortgage and Commercial Hire Purchase. Practitioners can select exactly the financing product that is compatible with their accounting method, approach to asset ownership and balance sheet, tax requirements and financial objectives. We advise practice managers to refer to their accountant for guidance on the most suitable credit facility for their business structure.

Comprehensive Financing Solutions

Our brokers work closely with clients to source tailored funding which may include one item of equipment, a selection of tools and machines, and entire systems. Where a new practice is being established, we work with our lenders to structure a comprehensive financing solution for the entire asset expenditure.

Structured Cash Flow

The full cost of the equipment may be covered with the funding and the asset used as the security for the loan. We secure asset funding with the best rates, fixed for the entire term. Dental equipment finance terms are negotiated to suit the preferred ownership cycle and repayments structured to meet cash flow expectations.

Get Started

For individually sourced and tailored dental equipment financing, contact Jade and speak with one of our brokers.

  • Dental Equipment Lease.
  • Dental Equipment Chattel Mortgage, Commercial Hire Purchase.
  • Rent-to-Own Dental Equipment Loan.
  • Fixed best dental equipment interest rates.
  • Fixed Terms, Fixed Finance Payments.

Financing Dental Equipment for All Surgeries, All Tools and Devices, Australia-wide

For a quote on your dental equipment loan requirements, speak with one of our brokers.

  • Dental Equipment Loans for specialists, surgeons, hygienists, dentists.
  • Financing dental imaging, scanning, diagnostic machines.
  • Dental surgery equipment finance – anaesthetic delivery systems, drills, treatment tools, machines.
  • Dental furniture loans
A dental clinic room with modern equipment

Equipment finance guides and resources

Our guides offer quick comparisons and simple explainers to help you breeze through the financing process with confidence.

Access 80+ Lenders for Most Competitive Dental Equipment Loan Interest Rates

Interest rates can be critical to the viability of acquiring new assets for many businesses. Securing the lowest rates can make essential purchases viable and allow the practice to upgrade their facilities to better meet patient expectations and to deliver the latest treatment protocols. We assist clients to quickly and easily secure those essential best rates with our access to 80+ lenders.

Commercial finance interest rates fluctuate with RBA decisions, economic indicators, with individual lenders and with the profile of the business applicant. Finding the best rates can be a challenge. Using our expert broker services, the process is streamlined and simple.

Our lender panel includes not only major banks, but non-bank lenders with specific areas of expertise, including financing dental equipment. We’re across the market at all times and know which lenders best suit each customer and which lender is currently offering the best rates in key sectors.

With over 25+ years in the commercial lending field, we have earned significant leverage with our key lenders. Leverage that is utilised to negotiate the best rates on behalf of our clients. We handle the entire financing process – sourcing the right lender with the best rates, negotiating on terms and loan conditions, structuring the funding to optimise tax benefits, arranging approvals and liaising between our lender and your supplier for prompt settlement.

Every aspect of the dental equipment loan is individually handled and managed for clients. Simplifying and streamlining the process of acquiring affordable funding to support practice managers, dentists and specialists.

To realise the benefits of having your dental equipment loan arranged by our professionals, contact us by phone or using our online systems.

  • Expert brokers, 25+ years of experience.
  • Competitive dental equipment loan interest rates.
  • Access to 80+ lenders for competitive rates.
  • Individually tailored dental equipment funding solutions.

Dental Equipment Finance Calculator for Budgeting, Planning Estimates

We understand that significant planning and budget preparation can be required in preparation to upgrade or replace machines, tools, devices and systems in dental practices. To assist practice managers, assistants and dentists to prepare budgets we provide a convenient online loan calculator.

Estimates on repayments for all types of equipment and for each loan products can be calculated using this device. Variations in the values entered can easily be made to carry out multiple calculations when considering many model options.

Where additional expenses are incurred with the purchase such as installation and commissioning, these costs may be able to be included in your loan. Include them in the loan amount in the calculator for a fully inclusive repayment estimate.

The term, balloon and the loan amount can be changed to establish the preferred finance structure. Terms of up to 7 years can be obtained and balloons negotiated. When carrying out multiple computations, note the results as the device does not have a memory to store previous calculations.

For a quote to clarify estimates obtained, contact us.

  • Prepare budgets with Dental Equipment Finance Calculator.
  • Estimate repayments on dental machine loans.
  • Establish preferred terms, balloons.
A dentist and her assistant work on a patient in their dental clinic using equipment financed through Jade Finance.

Streamlined Dental Equipment Loan Application Service, Fast Approvals

Respecting and understanding the time constraints on dental practices, our services are specifically designed to provide clients with a smooth funding application and approval process. When contacting Jade Finance, clients are assigned their own individual broker to handle their requirements. Providing a single, clear, direct contact for faster communications and for an overall more streamlined, individual approach to financing dental equipment.

Your broker will advise the financial credentials required for the application form by our lenders. The documents include tax returns, BAS statements, annual accounts, profit and loss statements, asset and liability schedules, and turnover figures. Details and docs for the application can be provided using our online systems or over the phone and by email to our brokers. Details of the specific assets being acquired are also required.

With the necessary information received, your broker will source the best rates and best dental equipment financing offer that suits your specific profile and loan requirements. When an offer is accepted, your broker can process the application. Many practices receive their application approval with one day. We then assist with settlement to further simplify the process of acquiring new dental equipment.

To enjoy a fast, streamlined finance application and approval experience, simply contact Jade.

  • Smooth dental equipment loan applications process.
  • 24 hour loan approvals.
  • Phone and online dental equipment loan applications.
A happy male dentist is sitting on his stool in his clinic, arms folded looking at camera smiling.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Dental Equipment Finance FAQs

  • All types of assets needed in oral treatment and health sector may be acquired with commercial credit. This may include drilling and treatment tools and machines, scanners and imaging machines, treatment chairs and beds, and many other items.

  • Where considered an asset suitable for secured finance, IT purchases may be financed with Lease, Chattel Mortgage, CHP or Rent-to-Own. Where the IT is software and not considered suitable collateral, a business loan may be used for the purchase.

  • Interest rates vary with credit products, lenders and the profile of the business. For a specific rate, businesses should request a quote.

  • Dental practice assets may be financed with Chattel Mortgage, Lease, Rent-to-Own and CHP.

  • Yes. Diagnostic machines would typically be considered a business asset and financed with commercial financing products.

  • Loan repayments on Lease and Rent-to-Own loans are a tax deduction. The interest on Chattel Mortgage and CHP is deductible. CHP and Chattel Mortgage have deductions when the dental equipment is depreciated.

  • Self-employed dental health providers with an ABN can be eligible for commercial credit.

  • Business asset finance is generally secured with a fixed rate of interest. This fixed rate remains unchanged through the full period of the repayment term.

  • Yes. Furniture, fixtures and fittings which are considered as a business asset, may be financed with the range of asset acquisition credit facilities.

  • Asset acquisition credit products allow for the asset being financed to be the collateral for the loan. Many businesses will not be required to offer additional security. This is subject to the guidelines used by individual lenders and their assessment of the application.