Truck Loan Interest Rate Comparison Chart
We provide the full range of finance facilities for truck purchases – Chattel Mortgage, Rent-to-Own, Leasing and CHP. This calculator resource allows you to quickly see our current cheap interest rates for each loan type and calculate a repayment estimate for each loan type. Enter the amount you require for your heavy vehicle loan and your expected loan term to see the different repayments alongside each loan type. For a firm quote for a loan based on your specific requirements, please contact us directly on 1300 000 008.
Better Rates, Better Truck Loan Rates
- Streamlined finance – we’ll give you our best rates and cheaper loans the first time you ask!
- Our competitive rates reflect our winning attitude – we don’t like to be outdone
- So we offer a cash guarantee. If you can source a cheaper finance package than our offer, we’ll not only match that offer but we’ll also give you $200**
Many Truck Loans To Compare
Not committed to one or even limited to a small handful of truck finance options gives us the freedom to find you a better package from a wider range of sources. In fact, we seek options from over 40 individual lenders, representing literally hundreds of loan products. We look further afield than others and we’re not constricted by the stringent loan guidelines which you will find when dealing with traditional banks and financial companies.
- Complete secured and unsecured business financing
- Commercial Trucking Finance Packages with Flexible Terms
- Finance Deals for all sized business – from owner/operator through to large fleet deals
- Low Docs and Bad Credit Business Finance Deals
- Refinancing Truck Finance
Your Truck Financing Specialist
Finance, loans and interest rates dominate the media, making it very clear that there are a lot of players on this super highway. To secure the best deal, you need to have confidence that your truck finance broker is the real deal and can deliver on promises. Well, you can have confidence in Jade Finance because we are genuine specialists in the field. As part of an organisation which was established in 1998, we’ve used our time wisely to build our knowledge base, expertise, skill and experience across the sector.
We have knowledge not only of finance but we also keep abreast of issues facing the trucking and transport industry so we can tailor our packages to specifically address the challenges you’re facing. Your Jade Finance consultant will work specifically in your best interests and only your interests at every stage of the loan process – from your first call to us through to settlement.
As an Australian-owned and operated business, we know the challenges faced by all businesses to contain costs in a volatile operating environment. To assist you in easing your operating costs, we provide a superior level of service, a comprehensive range of offerings and great truck finance deals to support your business growth objectives.
- Cost-effective loan deals and heavy vehicle finance packages
- Private individual sole trader truck loans and corporate business packages
- Finance for both used and new heavy vehicles
- Loan for one truck or finance for your entire fleet
- Purchases through both dealers and private sellers
Whether you’re just coming into the industry as an owner-operator or you’re an industry veteran,we will take full control of the process of organising your truck finance. Your personal consultant will first discuss your requirements and objectives, then source you a quote and offer on the truck of your choice, explain all the details to you in language you will understand, and once you are happy with the offer, will proceed to organise all the paperwork for you through approvals and final settlement.
Nothing is too much trouble for our consultants
- Have a quick, no-obligation, initial discussion
- Organise a pre-approved truck loan to use as a negotiating tool when you head to the dealership
- First loan applicants welcome
- No docs, low docs, bad credit applicants treated with respect and – no problems!
Truck Loan Calculator - Work Out Repayments Online
While you’re waiting for your load at the warehouse, taking a break at a truck stop or handling the business side of your operation late at night, you can still source repayment estimates on your truck loan. Our truck finance calculator is a convenient, self-serve tool that you can use from your internet-connected device whenever you choose. Compare repayments on different priced makes and models, plan how you may like your loan structured, what percentage residual/balloon, what loan term – do it all quickly and easily. Head to our calculator to work up some rough estimates right now.
Compare Truck Equipment Finance Rates
As significant lenders in the heavy vehicle market, we offer a full range of loan and finance products. Due to the structure of each loan product, the interest rates vary across these loan types. But we make it easy for you to compare the varying equipemnt finance interest rates across loan products with our comparison chart. We’ve listed our achievable rates for each product in a calculator function which is free to use. Just enter details of your proposed purchase and see the repayment estimates for each type of finance. Head there now and try it out.
Truck Trailer Finance
If you’re buying a truck and trailer as a combo unit or you’re buying a separate trailer, sourcing cheap finance is not a problem with Jade. We offer you the options of Chattel Mortgage, Leasing, Rent-to-Own and CHP for the purchase, secured of course at our cheap interest rates. Loans are available for all types of business operators – sole traders, family set-ups, partnerships, SMEs and large corporates – and we can source those hard to get low docs and no docs options for start-ups. Find out how we can assist you with cheap trailer finance.
Truck Loans for Bad Credit - We Might Have A Solution
Upfront we want you to know that we are no judgmental when it comes to the circumstances of our customers. We fully understand life happens and people can find themselves in the tricky position of credit issues and especially bad credit. Sourcing a truck loan when you have bad credit can be a major challenge IF you try to do it all yourself. Wer can work with you and handle the process of sourcing possible options to save you time and a lot of hassles and obstacles. We have access to lenders that can be more flexible and will make workable bad credit business loan offers. Find out what we can do to assist you.
Truck Chattel Mortgage - What Is A Chattel Mortgage?
What is a Chattel Mortgage - most widely-used form of business finance for the acquisition of wide range of assets including trucks. Known by some banks simply as Equipment Loan, the Chattel Mortgage is versatile and straightforward and when secured at our cheap interest rates, extremely cost-effective. The truck is used as collateral, the interest rate is fixed as is the loan term and repayments plus you have the option for a balloon to reduce the monthly outgoings. This is the most suitable finance for accelerated asset depreciation tax measures and very popular for many businesses. Find out if it will suit you by checking out the features and benefits.
Not to be confused with hiring a truck for a day, Rent-to-Own is a loan type which works towards the borrower owning the truck at the end of the loan term. It allows businesses to avoid having the truck listed as an asset on their balance, while providing them full use of a vehicle and easy monthly rental payments. We advise customers discuss the loan options with their accountant, so check out the loan features so you’re across the detail or just call us for more information.
Leasing is an off-balance sheet loan option as the heavy vehicle does not get entered on the borrower’s accounts as an asset/liability. It remains on the lender’s balance sheet, a strategy which can present advantages and benefits to many businesses. Our consultant will source you the cheapest interest rate lease deal and structure the loan with the fixed term and repayment schedule that will work with your cash flow. A residual is an option which can be used to reduce the amount due each month. Read all the details to see if leasing will work for your purchase.
Truck Commercial Hire Purchase
Commercial Hire Purchase is also known as just Hire Purchase or CHP and is a type of financeing which can suit many businesses. Distinctly different from hiring or renting a truck for a short term, CHP has the objective of ownership at the end of the loan term. We secures all our CHP truck deals at the cheapest interest rate which is fixed for the full fixed loan term. So there’s no need to address or review your finance arrangements until the end of the term. A balloon is allowed which can be used to structure repayments to suit individual cash flow requirements. See if this might meet your requirements by reviewing the loan details.
So if you’re in the market for a new truck, then talk to us about arranging a sensational finance package to suit your business objectives with better interest rates to your operating costs and optimise your hard-earned profits.
Speak with one of our Consultants for a great finance deal. Call 1300 000 008