Starting a new business venture and need financing for plant, machinery and equipment? Don’t have all the financials and documentation to meet bank and other lender criteria? Wondering what your next step or first step towards your new business will be? Then speak with Jade Finance for a workable way forward.
We are specialists in financing equipment for start-ups and provide operators with the right lenders, the right products and the right services to secure affordable, cost-effective funding solutions. We work with operators setting up including SMEs, sole traders, contractors, freelancers and the self-employment across all industries – construction, agricultural, building, manufacturing, hospitality, health, beauty, health and many more. Assisting them to secure funding for a vast range of equipment required for their operation.
Within our accreditations with more than 80 lenders, we have lenders that do offer cost-effective start-up equipment finance, at affordable rates and workable terms. Our brokers handle all the sourcing, lender discussions, negotiating and structuring of the financing equipment for start-ups to relieve the stress and worry and get new businesses underway.
Take the next crucial step to getting your business into business by calling us and discussing how we may source the right equipment funding for your operation.
Very few individuals will have sufficient savings or wealth to fully-fund setting up a new business including the purchase of the required equipment.
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New business equipment loans provide that critical support to ensure start-ups can actually get started with the machinery they require. The operation may have been operating for under 12 months or may not have commenced traded.
The key differences between businesses requiring start-up equipment financing and established businesses are: not having complete financials for the application form; and not having a credit history for lenders to review.
Many lenders, especially banks, will not approve applications without full financials or docs. Docs or documentation refers to records such as tax returns, profit and loss statements, trading figures, annual accounts and bank statements.
New business equipment loans are referred to as No Doc or Low Doc funding and allow for approval of applications without full financials. These approvals are offered by specialist lenders that we can provide access to.
This access to specialist lenders and the prospect of loan approval, can be the vital financial assistance required by new operators and entrepreneurs.
Our brokers negotiate affordable interest rates to ensure the funding works with projected cash flow and structure solutions to optimise tax. When approval is given, operators realise the benefits and features of the selected credit facility.
To discuss how a start-up equipment loan may assist your prospects, apply online or call to speak with one of our brokers.
For a quote on a new business equipment loan, contact us online or by phone.
Our guides offer quick comparisons and simple explainers to help you breeze through the financing process with confidence.
Equipment loans for start-ups include a wide range of plant, machinery and equipment across all industries. Essentially, loans can be secured for assets to be used in the new business. Applicants without full financials are described as ‘No Doc’ or ‘Low Doc’, depending on the actual financial records available.
When a No Doc application is approved, the operator can select the most appropriate credit facility from our full selection of asset acquisition finance which includes Chattel Mortgage, Lease, Rent-to-Own and Commercial Hire Purchase. Start-up equipment leasing options may be of particular interest to businesses in the early stages as the asset is not posted to the balance sheet.
The most suitable facility is determined by the accounting method implemented, the financial objectives of the operation, the tax approach and the balance sheet strategy. Consulting with an accounting on the type of credit facility is strongly advised.
We source all asset acquisition credit at a fixed interest rate and over fixed terms to deliver a fixed monthly repayment schedule. A balloon option is available on Chattel Mortgage and CHP, a residual for Leases, and buyback for Rent-to-Own. All forms of commercial credit offer tax deductible components.
Get a quick overview of your best options to consider by contacting us today.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 18/04/2026 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Yes. Subject to individual lender approvals, entities with an ABN can be eligible for asset acquisition financing.
Interest rates are offered based on the individual application assessment by the lender. New businesses can be offered competitive rates with a strong application and security and good personal credit rating.
Operating leases are available to fund all types of business equipment being acquired by start-ups.
The best funding option for businesses at all stages is the one which best suits their accounting method, tax and balance sheet strategy, and financial objectives.
No. Having GST registration is not a mandatory requirement for commercial credit approval.
Yes. Operators can select from Chattel Mortgage, Lease, Rent-to-Own and CHP.
When approved, businesses can realise all the benefits of the selected credit facility including available tax deductions.
A balloon is an option feature with Commercial Hire Purchase and Chattel Mortgage.
No deposit funding is subject to lender approval of the application.
Asset acquisition funding products are typically provided at a fixed rate of interest.
