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Target ROI, Efficiency & Productivity Gains with our Best Rates on Industrial Machinery Loans

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Secure tailored, cost-effective industrial machine loans at the best rates, with our specialist commercial lending services. Our experienced brokers understand the needs of Australian operators and source, negotiate and structure financing for businesses in steel fabrication, engineering, tooling and sheet metal industries to target key objectives.

  • Low machinery loan interest rates
  • Credit score not impacted
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Why Aussies Choose Jade

 
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The easy application process provides you with comprehensive information. Make a fully informed decision on your equipment loan.

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Loan Specialist

Equipment Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Secure Competitive Industrial Machinery Finance with Expert Brokers

Utilise our expert services to secure the most competitive industrial machinery finance interest rates, flexible financing terms that target ROI, repayment schedules that contain costs and work with cash flow, and solutions to maximise available tax benefits. Replace obsolete machinery with affordable financing to realise improved efficiency and productivity. Expand operations with cost-effective industrial machinery finance and capitalise on new opportunities.

Through our extensive 80+ lender base we provide access to the right lenders. Through our 25+ years of experience we provide essential commercial lending market expertise to support operators of all sizes. Through our resources and online facilities, we offer the opportunity for workshops across Australia to easily access affordable industrial equipment financing. Through our individual customer service approach, we have the initiative and the drive to deliver individual funding solutions.

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An industrial factory manager discusses machinery upgrades with his production supervisor.

Cost-effective Industrial Machinery Finance – All Machine Types, Standard, Custom Models

We provide lending services for all types of machinery, tools and equipment used in engineering workshops, steel fabrication, saw cutting, sheet metal, tooling workshops and welding operations.

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Essential Fabrication Equipment

We finance machinery including saws, CNC machines, cutting machines, welding and drilling equipment, marking and coping machines, steel fabrication presses, rollers and guillotines, and drilling tools.

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Top Brand Coverage

Our industrial machinery finance solutions cover all major brands including Brands Daito, Maruhide, Technomark, Cosen, Oree Laser and many others.

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Tailored Equipment Options

With our extensive experience in this industry sector, we appreciate that many operators require custom-made or specially adapted tooling to suit specific applications.

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Custom Machinery Financing

We support operators with tailored industrial equipment loans to specifically suit custom tools and machines.

Expert Financing Solutions for New and Used Industrial Equipment

Options are available for financing industrial equipment both new and used with competitive rates, flexible terms and workable repayment structures. For a quote on your industrial machinery loan requirements, contact us.

  • CNC machine finance.
  • Steel fabrication equipment finance.
  • Tube and pipe cutting machine loans.
  • Financing all makes and models of saws, rollers, cutters, pressers.
  • Custom industrial machinery financing.
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High volume pumping equipment in an industrial manufacturing plant.

Equipment finance guides and resources

Our guides offer quick comparisons and simple explainers to help you work through the financing process with confidence.

Industrial Machinery Loan Types for All Business Set-ups, New and Established

Engineering, welding and tooling workshops and steel fabrication businesses can range in size from 1-2 person set-ups through to large-scale operations with varying business structures and objectives. To cater for all operators, our selection of industrial machinery loans includes all asset acquisition credit facilities.

Operators can select from Lease, Chattel Mortgage, Hire Purchase or Rent-to-Own, for the facility that best suits the accounting method they implement, their approach to owning assets during a financing term, their tax strategy, and their overall business objectives. All credit facilities may suit self-employed contractors, SMEs, partnerships and company structures.

Interest rates vary across the selection of credit facilities. Chattel Mortgage and Hire Purchase attract the lowest rates, Leases slightly higher and Rent-to-Own slightly higher again. This is a lending market-wide trend. Rates will also vary with differences in individual business credit histories and profiles.

For operators setting up a new workshop, we have access to lenders that approve workable industrial machinery loans without financials. These low doc and no doc machine loan solutions can be invaluable for start-ups and offer an affordable financing option to get their business up and running.

To provide certainty for forward planning and budgeting, we secure all industrial equipment financing with fixed rates and negotiate the most suitable fixed terms to deliver a fixed monthly payment schedule. These fixed elements remain unchanged over the full financing term. The machinery is used as collateral and no deposit financing is available.

Packages can be sourced for a single tool or machine, for multiple machines, or for complete systems. Where significant costs are incurred with delivery, installation and commissioning, talk to our brokers about our funding options to cover these expenses.

Where an entire package – machine and installation, is sourced through the same supplier, we can work towards including the entire cost in the industrial machinery loan. Where items are charged separately, we can offer business loans or overdrafts for the extra costs.

Start planning your machinery upgrade by requesting an industrial equipment finance quote.

  • Industrial Machinery Chattel Mortgage Finance.
  • Lease Industrial Equipment.
  • Rent-to-Own Industrial Machine Loans.
  • Low Doc, No Doc Industrial Equipment Finance.
  • Fixed rates, fixed workable terms, fixed payment schedules.
  • No deposit financing available.
Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.59%Fixed Rate $588.25 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 5.99%Fixed Rate $579.84 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Jade
Equipment Finance
6.59%Fixed Rate $588.25 MONTHLY
Jade
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Jade
Business Loans - Secured
5.99%Fixed Rate $579.84 MONTHLY
Jade
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Jade
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Jade
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 04/05/2026 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Industrial Machinery Loan FAQs

  • CNC machines may be financed with the operator’s choice from Lease, Hire Purchase, Rent-to-Own and Chattel Mortgage.

  • Interest rates can vary for each application based on individual aspects, lenders and credit profiles. Rates are typically the same for all machines for a specific applicant, as any offer is based primarily on the business credentials of the operation rather than the type of machinery.

  • Commercial financing applications require financial documentation to be presented. Where a new operator does not have any or all of the required docs, they may seek a low doc option through a finance broker.

  • Lease and Rent-to-Own offer tax deductible payments. Hire Purchase and Chattel Mortgage offer tax deductions through depreciation of the machine in line with ATO schedules and current tax benefits.

  • Financing for custom-built machinery is available. Specifics of the machine may be assessed by a lender when preparing any funding offer. The same credit facilities can be used for standard and custom models.

  • Used tooling machines can be financed with Rent-to-Own, Lease, Hire Purchase and Chattel Mortgage. Subject to the machine being accepted as suitable loan collateral by the lender.

  • Operators can obtain machine funding estimates using an online calculation without contacting a lender for a quote.

  • Terms on machinery funding is subject to individual lender guidelines. 84 months is a typical term for asset acquisition funding.

  • Yes. Machinery funding applications can be submitted and approved prior to purchase. Details of the machinery to be purchased will be required to obtain a detailed offer.

  • Online funding calculators do not allow for credit profile variations in users nor for lender fees and charges. Rates offered may vary from the rate entered, leading to differences in results compared with quotes.