Whether for business purposes or personal use, having technology has become a necessity. A requirement to stay connected and informed, to learn, entertain, as a tool of trade, and to conduct a commercial operation. But upgrading to the latest tech can stretch budgets and cash flow.
We provide affordable finance options for tech, with a complete portfolio of personal loans for computers, and IT business finance products. Options are available to finance laptops, PCs, computer systems and gaming computer set-ups, for businesses, contractors, freelancers, developers, families and individuals.
Using our specialist lending services can deliver significant benefits to anyone looking to buy a computer on finance. All computer loans are sourced individually by our expert brokers with competitive rates and workable terms and repayments.
Don’t be left disconnected. Contact us to find out more about personal loans for a computer and our flexible business financing on IT equipment.
Financing computers rather than purchasing from existing funds can provide flexibility for both individuals and business operators.
Request Quote
Sourcing computer finance through our expert broker services can provide advantages with lower rates, flexible repayments, and individually sourced and structured solutions. Services which save buyers time, confusion and any impact to their credit score compared with sourcing their own funding.
The lending market – both for consumer credit and business finance, is extensive. Finding a lender that will approve loans for computers, will offer the best interest rate and a workable repayment schedule, can be time-consuming and can delay the purchase.
When trying to find the best rates and loan offers, most buyers will apply for multiple loans. What many do not realise is that multiple applications for the same loan, reported on credit histories, can negatively affect their credit rating. When our brokers source the best finance options for computers from across our 80+ lender market, there is no impact on the applicant’s credit profile.
Your computer loan requirements, including gaming computer financing, are handled by one our brokers – from enquiry to settlement and purchase. We provide financing for individual laptops, PCs and gaming rigs, business workstations, through to large scale IT installation financing for businesses. With our vast lender base, we have access to lenders that provide workable computer financing solutions for new businesses through No Doc and Low Doc loans.
Plans are tailored individually by our experts to suit specific requirements. Our service is streamlined and fast. Many receiving their approval within 24 hours to ensure they can quickly acquire the computers required. This can be essential where the existing system has crashed. A scenario which can often occur suddenly, and without warning. Leaving users in potentially dire straits.
Get the computer finance you need, faster and at the best rates and repayments by contacting us to start the process. Connect online or by phone.
PC financing solutions are provided through Jade Finance for PCs, laptops, gaming computers, professional IT set-ups, and systems for commercial operations. We provide a complete portfolio of financing products to suit individuals and businesses.
Laptop financing plans and personal loans for computers can be provided with a Secured or an Unsecured Personal Loan. Businesses requiring computer financing can select the most appropriate credit facility to suit their specific operation from our complete portfolio of options.
Our guides offer quick comparisons and simple explainers to help you work through the financing process with confidence.
Business financing for computers may be secured with Leasing, Chattel Mortgage, Commercial Hire Purchase or Rent-to-Own. The decision as to which will best suit the business will depend on the method of accounting used, the approach taken by the operator to their balance sheet and tax, replacement and upgrade timing for the systems, and their overall financial objectives.
All our finance options for computers are secured with a fixed interest rate, over a fixed term, and with a fixed monthly repayment schedule.
For a quick quote contact us or head to our calculator to work up estimates to assist with buying decisions.
Individuals seeking to buy a computer on finance will need to meet the consumer credit requirements as established by ASIC. These include verifying ID, income, employment, residential status and address, and providing financial details.
Business operators will require an ABN and provide a range of financial documentation. GST registration is not essential criteria. A wide range of business set-ups can be eligible including sole traders, freelancers, ABN holders, self-employed, SMEs as well as large corporations.
The credit score and history of all applicants will be reviewed by lenders during the application assessment process. Applicants will also need to meet minimum and maximum lender limits for their loan. With our access to 80+ lenders, we have the resources and capabilities to match our customers with the lender with criteria that best matches their profile. This ensures the best deals and may contribute to faster approval.
Our application process is simple and streamlined. Customers simply provide the required information to one of our brokers and we handle the rest. We source you the best offer and when accepted, we quickly process the application for approval and release of the funds. Our brokers are extremely customer-friendly, our application process efficient and all individuals and businesses are welcome, with no referral required.
Let’s get on the case for you.
Gamers can typically want the best, latest and greatest gaming set-up when upgrading or initially setting up. The type of rig can contribute to a better gaming experience. But whether for personal use or for professional developers, gaming rigs, especially top-tier systems, can often come with top-tier price tags.
Using our services to source the best rates on gaming computer financing, may make those top-tier systems more affordable and ultimately more accessible. We tailor financing to suit individual requirements with flexible repayment schedules individually negotiated.
Request a quote to consider your options.
Looking to buy a computer on finance but no idea what the loan repayments may be? Trying to decide which laptop or PC to buy and want loan estimates to assist with the decision? Head to our finance calculators and quickly and easily work out estimates on the loan you require.
We provide different calculators for personal loans for computers and business financing. Interest rates vary for the different loan products. Ensure you enter the rate we are currently showing for the loan you are interested in. Then simply enter the amount you want and preferred term and see the estimated repayment.
For a quote based on your exact profile and requirements, contact us and speak with one of our brokers.
| Lender | Loan Product | Interest Rates From | Monthly Repayment |
| {{Lender}} | {{Loan Product}} | {{From - Advertised Rate}}{{Rate Type}} | ${{Payment Amount}} MONTHLY |
|
{{Lender}}
{{Loan Product}}
|
||
| {{From - Advertised Rate}}{{Rate Type}} | ${{Payment Amount}} MONTHLY | |
THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/12/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Business operators can select from Leasing, CHP, Rent-to-Own and Chattel Mortgage to finance computer equipment.
Secured and Unsecured Personal Loans can be used to fund the purchase of a laptop. The minimum loan limit for individual lenders would need to be met.
Interest rates on both personal and business finance are individually offered, based on the lender assessment of the application. Good credit score applicants typically receive the best rates.
The security or collateral required for a personal loan will be subject to individual lender guidelines. The equipment may be accepted as sufficient collateral for some applicants by some lenders.
Self-employed operators can be eligible for business financing. They must hold an ABN and provide financials. The personal financial position and credit score may also be requested for assessment.
New business operators that do not have full financials as requested by lenders may seek out brokers and specialist lenders that offer no doc and low doc commercial funding options.
The term approved for all types of lending is subject to the lender assessment of the application. It may be dependent on the credit profile, security provided, and total loan amount.
Applicants for personal loans must meet the consumer credit requirements as set-out by ASIC. These include being over 18 years of age, having steady employment and income, verifiable residential status, and providing income and debt details. Credit scores are also reviewed.
Online calculators do not have the functionality to establish the credit rating of the user and individual lender charges are also not allowed for. These aspects can vary with applicants and lenders, leading to variations between offers and calculator estimates.
Yes. Applications for finance may be submitted and approved based on an estimated loan amount.
