Business Equipment Financing
ROI targeted asset funding for all plant, machinery, equipment, new and used.
Our funding products are comprehensive and inclusive for all commercial entities and for all requirements. We provide options and opportunities for operators to secure cost-effective credit to acquire assets, cover non-asset expenditure, support cash flow and to target more specific shortfalls and purposes.
As an Australian company, we know the aspirations and expectations that operators have for their ventures. We know that many rely heavily on credit as integral to the viability of the operation. With over 25 years in commercial lending and specialising in asset acquisition credit, cash flow support and other forms of funding, we have the lender connections, resources, expertise and the enthusiasm to support you to achieve your goals with better funding.
If you want to build a better commercial operation, talk to us about better funding. We are a business loan specialist.
At the core of acquiring assets is the need to achieve an expected return on that investment and that the purchase does not put pressure on cash flow. Our consultants are across all elements of the funding process to ensure the most cost-effective offer is secured and that customers receive the appropriate tax benefits. We stay up-to-date with commercial funding and asset acquisition tax rulings and structure funding to deliver the benefits that will drive productivity and achieve ROI. Funding is sourced for all types of trucks, all types of equipment used by a commercial entity and for all types of commercial vehicles.
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ROI targeted asset funding for all plant, machinery, equipment, new and used.
Engineering, industrial, logistics, agricultural operations.
Individually sourced credit to purchase heavy, medium, light duty vehicles, with and without trailer, new and used.
Financing for Kenworth, Mack, Scania, Volvo and all leading brands.
Best rates for SUV, utes, cab chassis, passenger car funding. New and used, EVs and traditional power vehicles.
Best terms and conditions on new and used models.
Loan options for hardware and software, single devices and entire installations.
Key to cost-effective commercial credit is the interest rate. As experts in the commercial lending field, we have established the right lender connections and we have the negotiating power to ensure we can deliver those better rates for our customers. Review and compare our best current business loan rates as a guide when planning and contact us for one of our consultants to source a specific quote based on your individual requirements.
Our guides offer quick comparisons and simple explainers to help you rise above the financing process with confidence.
A lot of planning and budgeting can be required with major asset acquisitions or when other funding support is needed. We provide an easy-to-use, free to use business loan calculator to ensure operators can quickly obtain the funding estimates needed to advance their plans. Any offer we source is based on your individual requirements and may vary from the calculator results. But this is an extremely helpful pre-application funding tool. Change any of the values to compare estimates for a range of different assets and to clarify what you would like in regard to credit term and balloon.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 15/03/2026 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
As an asset, a tractor may be funded with the operator’s choice of Rent-to-Own, Hire Purchase, Lease and Chattel Mortgage.
Non-asset expenses such as training programs may be funded through a secured or unsecured commercial credit product. This is subject to lender approval.
The same products – Chattel Mortgage, Rent-to-Own, Lease and Hire Purchase, are used for both new and used truck purchases. But the rates, terms and conditions can be different for used vehicles.
Lenders will typically display their lowest rates for car funding. These will be for good credit profile customers and new cars. Individual offers may be different. Operators may request a quote to obtain an exact interest rate for their car purchase.
Both Leasing and Chattel Mortgage are highly effective and widely used to purchase commercial cars. Deciding which is the best option will depend on the approach to tax and balance sheet and the method of accounting used by the operation.
Sole traders that are starting new ventures may not have all the financials required for a commercial credit application form. They may seek lenders and brokers that offer low doc and no doc options.
A balloon is a set percentage of the total amount of the credit which is due in full after the last repayment is made.
Chattel Mortgage is a secured credit product used for the purchase of all types of assets including trucks, cars and equipment.
Cash flow shortages and pressures may be addressed with a line of credit, an overdraft or a secured or unsecured credit product.
Yes. Estimates on commercial credit can be obtained using an online credit calculator.
The same credit products may be used for the purchase of all types of heavy vehicles. But the interest rate and other specifics of the funding will vary with individual operator details. The age and condition of used vehicles can impact the loan.
Construction equipment can be financed with the choice of Rent-to-Own, Leasing, Chattel Mortgage or Hire Purchase. The best credit product will be the one that suits the accounting method used by the entity and its approach to tax, balance sheet and other accounting aspects.
No. An ABN is essential but not GST registration.
No. Interest rates vary with different types of commercial loans and will vary with individual applications.
Vehicles to be used in a commercial operation, including utes, can be funded with the choice of Lease, Chattel Mortgage or Hire Purchase. The most suitable option will depend on the accounting method and other aspects of the enterprise.