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Business Finance for Best Business Outcomes

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Better businesses can be built through hard work and the skill, expertise, innovation and competence of the owners and operators. But very few operations will achieve targeted outcomes and genuine success without the support of effective funding. We provide better funding solutions to assist all types of operations to build a better enterprise.

  • Low interest rates on business loans
  • Credit score not impacted
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Why Aussies Choose Jade

 
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The easy application process provides you with comprehensive information. Make a fully informed decision on your commercial loan.

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Loan Specialist

Business Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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25+ Years of Expertise in Supporting Your Success

As an Australian company, we know the aspirations and expectations that operators have for their ventures. We know that many rely heavily on credit as integral to the viability of the operation. With over 25 years in commercial lending and specialising in asset acquisition credit, cash flow support and other forms of funding, we have the lender connections, resources, expertise and the enthusiasm to support you to achieve your goals with better funding.

If you want to build a better commercial operation, talk to us about better funding. We are a business loan specialist.

Optimised Business Finance for Superior Business Results.

Find Better Tax Benefits with Asset Acquisition Finance for Business

At the core of acquiring assets is the need to achieve an expected return on that investment and that the purchase does not put pressure on cash flow. Our consultants are across all elements of the funding process to ensure the most cost-effective offer is secured and that customers receive the appropriate tax benefits. We stay up-to-date with commercial funding and asset acquisition tax rulings and structure funding to deliver the benefits that will drive productivity and achieve ROI. Funding is sourced for all types of trucks, all types of equipment used by a commercial entity and for all types of commercial vehicles.

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Business Equipment Financing

ROI targeted asset funding for all plant, machinery, equipment, new and used.

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Plant and Machinery Loans

Engineering, industrial, logistics, agricultural operations.

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Truck Loans

Individually sourced credit to purchase heavy, medium, light duty vehicles, with and without trailer, new and used.

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Prime Mover Financing

Financing for Kenworth, Mack, Scania, Volvo and all leading brands.

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Business Car Loans

Best rates for SUV, utes, cab chassis, passenger car funding. New and used, EVs and traditional power vehicles.

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Commercial Van Loans

Best terms and conditions on new and used models.

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IT, Tech Equipment Finance

Loan options for hardware and software, single devices and entire installations.

Compare Our Better Business Loans Interest Rates

Key to cost-effective commercial credit is the interest rate. As experts in the commercial lending field, we have established the right lender connections and we have the negotiating power to ensure we can deliver those better rates for our customers. Review and compare our best current business loan rates as a guide when planning and contact us for one of our consultants to source a specific quote based on your individual requirements.

Diverse Commercial Loan Options.

Business finance guides and resources

Our guides offer quick comparisons and simple explainers to help you rise above the financing process with confidence.

Get Estimates with Our Business Loan Calculator

A lot of planning and budgeting can be required with major asset acquisitions or when other funding support is needed. We provide an easy-to-use, free to use business loan calculator to ensure operators can quickly obtain the funding estimates needed to advance their plans. Any offer we source is based on your individual requirements and may vary from the calculator results. But this is an extremely helpful pre-application funding tool. Change any of the values to compare estimates for a range of different assets and to clarify what you would like in regard to credit term and balloon.

How to Calculate Finances Using a Low-Documentation and No-Documentation Business Loan Calculator
Lender Loan Product Interest Rates From Monthly Repayment
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 15/03/2026 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Business Loans FAQs

  • As an asset, a tractor may be funded with the operator’s choice of Rent-to-Own, Hire Purchase, Lease and Chattel Mortgage.

  • Non-asset expenses such as training programs may be funded through a secured or unsecured commercial credit product. This is subject to lender approval.

  • The same products – Chattel Mortgage, Rent-to-Own, Lease and Hire Purchase, are used for both new and used truck purchases. But the rates, terms and conditions can be different for used vehicles.

  • Lenders will typically display their lowest rates for car funding. These will be for good credit profile customers and new cars. Individual offers may be different. Operators may request a quote to obtain an exact interest rate for their car purchase.

  • Both Leasing and Chattel Mortgage are highly effective and widely used to purchase commercial cars. Deciding which is the best option will depend on the approach to tax and balance sheet and the method of accounting used by the operation.

  • Sole traders that are starting new ventures may not have all the financials required for a commercial credit application form. They may seek lenders and brokers that offer low doc and no doc options.

  • A balloon is a set percentage of the total amount of the credit which is due in full after the last repayment is made.

  • Chattel Mortgage is a secured credit product used for the purchase of all types of assets including trucks, cars and equipment.

  • Cash flow shortages and pressures may be addressed with a line of credit, an overdraft or a secured or unsecured credit product.

  • Yes. Estimates on commercial credit can be obtained using an online credit calculator.

  • The same credit products may be used for the purchase of all types of heavy vehicles. But the interest rate and other specifics of the funding will vary with individual operator details. The age and condition of used vehicles can impact the loan.

  • Construction equipment can be financed with the choice of Rent-to-Own, Leasing, Chattel Mortgage or Hire Purchase. The best credit product will be the one that suits the accounting method used by the entity and its approach to tax, balance sheet and other accounting aspects.

  • No. An ABN is essential but not GST registration.

  • No. Interest rates vary with different types of commercial loans and will vary with individual applications.

  • Vehicles to be used in a commercial operation, including utes, can be funded with the choice of Lease, Chattel Mortgage or Hire Purchase. The most suitable option will depend on the accounting method and other aspects of the enterprise.