The criteria for eligibility for motor vehicle funding varies with personal and commercial credit.
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Private vehicle credit is regulated by Consumer Credit Laws which require applicants to be over the age of 18 years. Applicants are required to provide details of their employment and income, place of residence and financial status. These can be provided to our brokers online or during a phone application, along with the details of the purchased VW vehicle.
To be eligible for commercial vehicle funding, applicants must hold a current ABN. Being registered for GST is not essential. Documentation regarding the trading history and financial position of the enterprise is requested as are details on the vehicle to be funded.
Where an enterprise is new and does not have full documentation, we can source Low Doc and No Doc funding through our specialist lenders.
Buyers that meet the basic eligibility criteria can enjoy the streamlined experience of sourcing motor vehicle funding through Jade Finance. The application process is straightforward, convenient and hassle-free. Lenders will review credit scores and histories for both private and commercial applications.
We provide two options for applying for VW vehicle financing – online or by phone. Both are quick, easy and convenient. Each applicant is assigned one of our highly skilled brokers who knows Volkswagen vehicles and the vehicle lending market.
Your broker will be handling the paperwork and liaising with our lenders to get your application approved. With our industry-level lender connections, we have the capability to process applications for approval in 24 hours. Apply now and be behind the wheel of your Volkswagen faster!
The VW range includes both passenger vehicles suited to private buyers and a number of commercial vehicles suited to a wide range of business operations. We offer a complete portfolio of funding products to suit all vehicles and all buyers.
We have financing plans suited to the full range of VW models. Typical buyers of the smaller models – Golf and Polo, will be private buyers seeking secured financing. The vehicle is used as collateral for the loan, rates and terms are fixed, and no deposit funding is available.
The VW SUV range can suit many buyer profiles. The Tiguan, Touareg, T-Roc and T-Cross can be the ideal vehicle for a range of private buyers as well as SME owners and operators. For families that need to transport a crowd, the Multivan and Caravelle can be funded with our low rate financing plan with repayments structured to suit the family budget.
Business operators across many industries may find the Amarok, Caddy Van and Transporter Van a great value acquisition as their workhorse vehicle. We provide versatile, flexible financing plans to suit individual business objectives.
Financing plans are structured to suit the cash flow of the operation and the operator’s approach to tax and balance sheets. Our expert brokers work with operators on Leasing packages with a residual, Chattel Mortgage and Commercial Hire Purchase with balloons to achieve cost-effective repayment schedules and to maximise tax benefits. Contact us to discuss the most effective VW financing plan to suit your vehicle and your budget.
Use our finance calculator to generate estimated repayments to compare different Volkswagen models, interest rates and different commercial credit options. Plan how you would prefer your financing sourced and structured and make decisions around downpayments and no deposit options.
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.
DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
In order to provide the best experience, your details are saved on our secure server as you enter them.
Motor vehicle credit interest rates vary with the different funding products, across the lender market and for different applicants with varying credit profiles. The credit profile, creditworthiness, and ability to meet lending payments are the main determining factors for lenders when making interest rate offers. The vehicle model will have less impact on the rate offered.
VW Golf buyers may use an online credit calculator to generate estimated repayments on credit options.
VW Caddy loans for sole traders are available. Not all banks and lenders may offer sole trader financing. Operators may look to use the services of a broker to source the most suitable lender and credit option.
The VW cab chassis Amarok may be funded by a commercial operator with their choice of Lease, Chattel Mortgage or Commercial Hire Purchase.
VW Leasing terms of up to 7 years or 84 months can be approved.
New Volkswagen vehicles and many quality second-hand models, will be accepted by the lender as security for the funding. This applies to secured personal credit and the selection of commercial credit facilities. Many applicants will not be required to provide additional collateral.
Lenders do not request deposits from credit applicants but may set a limit on the borrowing amount they will approve based on the creditworthiness assessment. Where a borrowing limit is set below the purchase price, the buyer may need to pay a deposit. No deposit funding, where 100% of the purchase price is included in the funding, is available, subject to lender approval.
Lenders review the applicants’ credit scores and history when assessing VW vehicle funding applications. Good scores are typically offered the best rates. Where an individual does not have a credit history, they may use a broker to source No Credit VW vehicle funding.
