Get the Best Rates, Flexible Terms on Volkswagen Car Finance

Considering buying a Volkswagen? Consider how Jade can make your functional, affordable vehicle even more appealing with our low rate funding options. With a good selection of passenger and commercial vehicles, VW, or more colloquially ‘Veedub’, is a perennial favourite with Australian buyers. We have credit options to suit every model in this iconic brand’s range and all buyers.

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Enjoy the Benefits of Choosing Volkswagen Finance from Jade

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Our brokers are experts in the Car industry and are extremely knowledgeable of the nuances of different models from manufacturers, including Volkswagen. The information can deliver better vehicle funding for our customers and a streamlined funding experience.

Buyers of new and second-hand models from this popular manufacturer can realise significant benefits when selecting us to source their vehicle funding. Our expertise in motor vehicle lending and in the vehicle market, in conjunction with our access to 80+ lenders, gives our customers the edge in sourcing funding that meets their specific requirements.

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Interest rates vary across the lender market and may vary for individual vehicle makes and models. Our brokers know which of our lenders is best placed to make the best offers on VW vehicles and which lender will best suit the buyer’s profile and requirements. Funding is individually tailored to suit the vehicle and the buyer.

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Buyers can deal directly with us with no referral required. Call or connect online to start realising the benefits of having highly competitive rates and terms negotiated on your behalf. Take advantage of the convenience of having an affordable repayment schedule structured to meet your budget. Enjoy the savings when your VW commercial vehicle credit is optimised for available tax benefits. Ensure you get all the advantages and benefits available and the best possible motor vehicle funding by submitting your application to Jade.
  • Get lower Volkswagen finance rates.
  • Get best VW car loans from 80+ lenders.
  • Get expertise from specialist VW finance brokers.
  • Get Volkswagen financing tailored for you!
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Discover Customised Financing for Your VW Purchase with Jade Finance

The Beetle and the Kombi are iconic. The Golf and Polo are urban driver favourites. The Amarok is a famous sight on construction sites. The SUVs are ideal for families and holidaymakers. Meanwhile, the Caddy and Transporter do the heavy lifting for various commercial operations.

When purchasing a VW, make sure not only is the vehicle ideal for your purposes but also that the financing is ideally suited to your budget and your individual requirements. Talk to us about getting the best rates and the most flexible terms on personal and commercial motor vehicle credit. Compare our low rates and request a quote now.
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Know Your Volkswagen Car Finance Eligibility & How to Apply

The criteria for eligibility for motor vehicle funding varies with personal and commercial credit.

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Private vehicle credit is regulated by Consumer Credit Laws which require applicants to be over the age of 18 years. Applicants are required to provide details of their employment and income, place of residence and financial status. These can be provided to our brokers online or during a phone application, along with the details of the purchased VW vehicle.

To be eligible for commercial vehicle funding, applicants must hold a current ABN. Being registered for GST is not essential. Documentation regarding the trading history and financial position of the enterprise is requested as are details on the vehicle to be funded.

Where an enterprise is new and does not have full documentation, we can source Low Doc and No Doc funding through our specialist lenders.

Buyers that meet the basic eligibility criteria can enjoy the streamlined experience of sourcing motor vehicle funding through Jade Finance. The application process is straightforward, convenient and hassle-free. Lenders will review credit scores and histories for both private and commercial applications.

We provide two options for applying for VW vehicle financing – online or by phone. Both are quick, easy and convenient. Each applicant is assigned one of our highly skilled brokers who knows Volkswagen vehicles and the vehicle lending market.

Your broker will be handling the paperwork and liaising with our lenders to get your application approved. With our industry-level lender connections, we have the capability to process applications for approval in 24 hours. Apply now and be behind the wheel of your Volkswagen faster!

  • Easy, straightforward, streamlined application process.
  • Fast 24 hour approvals.
  • Skilled brokers handling each application.

Introduction to Financing for Volkswagen Vehicles

With a German engineering heritage dating back to the 1930s, what was initially developed as ‘The People’s Car’ has grown into an impressive range of affordable passenger and commercial vehicles that suit a wide selection of drivers. The appeal for buyers of any make or model can vary. For VW buyers, it may be the excellence of German engineering, the attention to detail and the functionality of design. It may be the performance and driveability and the safety features and innovations. Whatever draws an individual buyer to their particular VW is unique to them and deserves brand-specific funding.

At Jade, we approach every buyer individually and source funding for every vehicle based on its specifications, purpose and value. Individual offers, at the lowest interest rates, are sourced from across our 80+ lender base. We ensure we match the buyer and vehicle with the right lender. Our brokers negotiated offers to suit the vehicle and the buyer. Contact us for a quote on your new or second-hand VW purchase.
  • Private and commercial Volkswagen finance.
  • Individually sourced rates for VW car loans.
  • Financing for all Volkswagen models.
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Complete Selection of VW Car Loans – Personal and Business Financing

The VW range includes both passenger vehicles suited to private buyers and a number of commercial vehicles suited to a wide range of business operations. We offer a complete portfolio of funding products to suit all vehicles and all buyers.

  • Personal Secured Volkswagen Car Loans
  • First Car Buyer Loans.
  • Unsecured Personal Loans.
  • Chattel Mortgage Volkswagen Financing.
  • Commercial Hire Purchasing for VW business models.
  • Volkswagen Leasing.
  • Low Doc and No Doc Options for New Operators.
  • New and second-hand VW Loans.
  • Terms up to 7 years.
  • No deposit VW car loans.
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Types of Financing Plans and Car Finance for VW Models

We have financing plans suited to the full range of VW models. Typical buyers of the smaller models – Golf and Polo, will be private buyers seeking secured financing. The vehicle is used as collateral for the loan, rates and terms are fixed, and no deposit funding is available.


The VW SUV range can suit many buyer profiles. The Tiguan, Touareg, T-Roc and T-Cross can be the ideal vehicle for a range of private buyers as well as SME owners and operators. For families that need to transport a crowd, the Multivan and Caravelle can be funded with our low rate financing plan with repayments structured to suit the family budget.


Business operators across many industries may find the Amarok, Caddy Van and Transporter Van a great value acquisition as their workhorse vehicle. We provide versatile, flexible financing plans to suit individual business objectives.


Financing plans are structured to suit the cash flow of the operation and the operator’s approach to tax and balance sheets. Our expert brokers work with operators on Leasing packages with a residual, Chattel Mortgage and Commercial Hire Purchase with balloons to achieve cost-effective repayment schedules and to maximise tax benefits. Contact us to discuss the most effective VW financing plan to suit your vehicle and your budget.

  • Private and business finance plans for Volkswagen vehicles.
  • VW vehicle financing plans for sole traders, self-employed, and new operators.
  • Structured loans to suit budget cash flow.

How to Compare Models, Get VW Car Loan Estimates

Use our finance calculator to generate estimated repayments to compare different Volkswagen models, interest rates and different commercial credit options. Plan how you would prefer your financing sourced and structured and make decisions around downpayments and no deposit options.

  • Online VW car loan calculator.
  • Compare models, rates, and loan options.
  • Free, easy to use, no obligation.
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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Volkswagen Car Finance FAQ's

  • Motor vehicle credit interest rates vary with the different funding products, across the lender market and for different applicants with varying credit profiles. The credit profile, creditworthiness, and ability to meet lending payments are the main determining factors for lenders when making interest rate offers. The vehicle model will have less impact on the rate offered.

  • VW Golf buyers may use an online credit calculator to generate estimated repayments on credit options.

  • VW Caddy loans for sole traders are available. Not all banks and lenders may offer sole trader financing. Operators may look to use the services of a broker to source the most suitable lender and credit option.

  • The VW cab chassis Amarok may be funded by a commercial operator with their choice of Lease, Chattel Mortgage or Commercial Hire Purchase.

  • VW Leasing terms of up to 7 years or 84 months can be approved.

  • New Volkswagen vehicles and many quality second-hand models, will be accepted by the lender as security for the funding. This applies to secured personal credit and the selection of commercial credit facilities. Many applicants will not be required to provide additional collateral.

  • Lenders do not request deposits from credit applicants but may set a limit on the borrowing amount they will approve based on the creditworthiness assessment. Where a borrowing limit is set below the purchase price, the buyer may need to pay a deposit. No deposit funding, where 100% of the purchase price is included in the funding, is available, subject to lender approval.

  • Lenders review the applicants’ credit scores and history when assessing VW vehicle funding applications. Good scores are typically offered the best rates. Where an individual does not have a credit history, they may use a broker to source No Credit VW vehicle funding.