Compare Business Car Loans Rates from 80+ Lenders
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Commercial Car Loan Specialist
How to Plan for Purchases with our Business Car Finance Calculator
Decisions can be made, based on estimates, well ahead of committing to a vehicle and to making a credit application. Use our calculator when and where suits you and connect with us by phone or online for a confirmed quote.
- Compare vehicle options.
- Plan cash flow based on repayment estimates.
- Prepare budgets prior to purchase.
Car Finance for New Business Types – Chattel Mortgage, CHP, Leasing Available
The selection of facilities can suit all types of enterprises and all types of vehicles – commercial vans, cab chassis, utes, passenger vehicles, SUVs and others. Both new and used vehicles can be funded with the operator’s choice of facility.
Commercial vehicle credit facilities feature variations in regard to how they work with accruals or cash accounting, the ownership of the vehicle and balance sheet and how tax benefits are realised. Due to the accounting nature of these variations, it can be advisable to speak with your accountant when making this choice. Your broker is highly experienced and can explain the differences and provide quotes for all options.
- Start-up Chattel Mortgage Vehicle Funding.
- Leasing Vehicles for Start-up Enterprises.
- Commercial Hire Purchase Vehicle Credit.
- Fixed rates, fixed terms up to 7 years.
- Residual, balloon options.
New Business? We have No Doc Car Financing & Low Doc Car Finance Available
The key issue in achieving workable auto credit for enterprises in their early stages is being able to present the records and documents to support their application. To assist operators, we provide access to the right lenders for lite doc and without financials auto credit. Lenders that can offer highly competitive rates and workable terms on vehicle funding to enterprises that are in the early stages of operations or setting up.
We have lenders that can approve applications with minimal records and trading figures for a brief time – 6 months. Your broker will select the right lender, handle all the discussions and negotiate the lowest rates and most workable terms possible. Speak with us today about the possibilities that we can present for your vehicle funding.
- Low Doc Auto Funding
- No Doc Vehicle Credit
- Without Finances Motor Vehicle Funding
- Affordable rates, workable terms
Achieve the Right Solution for New Business Car Loans with Specialist Brokers
Using our specialist broker services allows start up operators access to the right lenders and the right solutions for their auto credit requirements. Our brokers handle each application on an individual basis and operators from across the country can use our services and facilities via our online resources.
With our vast experience, superior expertise and extensive commercial lending connections, we have the resources and capabilities to assist all types of enterprises in all industries to acquire the right funding for all types of commercial vehicles. Find out how we can assist you by contacting us by phone or online.
- Experts in all types of commercial vehicle funding.
- 80+ lenders.
- Australia-wide services.
Get Fast Action & Approval for Financing New Business Car
Get your vehicle funding arranged and approved quickly by using our expert services. We action all enquiries asap, with many applications approved within 24 hours. Applications can be submitted online when you choose or via a phone call with one of our brokers.
- 24 hour auto credit approval.
- Apply for motor vehicle funding online.
- Quick Quotes, Prompt Settlement.
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*The purpose of the interest rate comparison table is to provide a guide only and for comparing the interest rates on different commercial loan products. Quoted repayments are based on advertised rates and do not include lender fees and charges. An offer made to you by a lender may be at a different interest rate and have a different repayment. Using this device is not an application, any indication of an offer, and is not a loan approval.
Securing lower rate auto credit can be critical to enterprises in all stages of operation but particularly important in those initial trading periods. A lower rate means lower repayments, lower overheads and less pressure on cash flow. Start-ups can be offered affordable rates through the right lenders. With our access to 80+ lenders, we provide those lenders and the opportunity for lower rates. Regardless of how young or well-established an operation, all applications are individually assessed when rates are offered. Our current rates can be used for planning and comparison purposes and a quick call or online contact to our brokers can secure a quote based on your specific application.
DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
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New Business Car Loan FAQ's
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All commercial entities have access to the choice of Leasing, CHP and Chattel Mortgage to fund motor vehicles. Where the full documentation is not available, operators may seek brokers and specialist lenders that offer no doc or low doc options.
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An ABN is required by all entities for commercial credit. The commercial vehicle credit application requires providing trading figures and accounting records such as BAS, tax returns, annual accounts and similar. Where not all or any of these records are available, without financials and lite doc funding may be sought. This can be approved by some lenders based on 6 month figures of trading.
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Yes. GST registration prior to applying in not required.
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Yes. When approved, operators have access to all the features and benefits of the credit facility they have selected. A balloon is an optional inclusion with Chattel Mortgage and Commercial Hire Purchase.
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Where an application is rejected due to lack of documentation, the applicant may seek lite doc funding through brokers and specialist lenders.
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Where an operator is approved for lite doc or without financials funding, Leasing is one of the credit facilities that they may select.
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The security or collateral required for vehicle credit is subject to individual lender guidelines and will be based on an individual assessment of the application.
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There is no set rate for newly set-up operators for vehicle credit. Rates are offered following lender assessment of each application on an individual basis.
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Yes. Once credit is settled, operators receive all the tax deductions relevant to their credit facility choice.
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Yes. Funding applications can be submitted and approved prior to committing to a vehicle purchase.
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As variations in credit facilities are primarily bases on accounting aspects, it is advisable to consult with an accountant as the best option for an individual set-up.
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Yes. Buyers can use online credit calculators as provided by lenders and brokers to work out repayment estimates on different vehicles.