Secure Personal & Business NAB Car Loans with Jade Experts

We assist both business operators and individuals in securing NAB motor vehicle finance with the best rates and with a streamlined approval process. As one of Australia’s ‘Big 4’ banks, the National Australia Bank is one of the leading lenders for various purposes.

As one of our accredited lenders, the bank is one of our leading options when sourcing our customers the best motor vehicle financing solutions. Customers seeking competitive car financing with NAB can take full advantage of our services and our bargaining power to negotiate them the best rates, flexible terms and workable conditions.

Contact us for a quote to confirm what competitive car financing with NAB we may source for you.

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Realise the Benefits of NAB Loan Solutions through Jade Finance

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Choosing the National Australia Bank for motor vehicle funding can provide buyers with a range of benefits. As a major bank, NAB as the resources to offer competitive interest rates and customised solutions. Our accreditation with NAB provides our customers with the potential to maximise those benefits through the expertise of our brokers.

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We assist vehicle buyers by handling the negotiations and discussions with NAB on their behalf. Our brokers know the specifics of the NAB lending products and can quickly advise customers if these products are suited to them and if the bank is the right lender for them.

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We work with our industry-level NAB contacts to ensure the vehicle funding solution is tailored to the requirements of our individual customers and the vehicles they purchase. Sourcing NAB car financing through Jade is a streamlined experience that may expedite your overall vehicle buying process. To get the best rates and solutions from NAB, connect with Jade online or by phone.
  • Competitive car loan interest rates.
  • No deposit commercial vehicle financing.
  • NAB car loans are tailored to individual requirements.
  • Balloon and residuals for business buyers.
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Introduction to NAB Vehicle Financing

National Australia Bank is a full-service banking institution offering a full range of transactional, lending, superannuation, insurance and investment facilities. Lending facilities include home loans, personal loans, a asset acquisition finance for business operators.

The bank is known for its commitment to providing flexible solutions and competitive rates. In the motor vehicle financing sector, the bank provides funding for new and used vehicles and, subject to conditions, special green vehicle funding.

For buyers of vehicles for their private use, the bank provides unsecured personal loans. For commercial operators acquiring vehicles to use in their business, the bank offers a range of commercial credit facilities. If you’re interested in what competitive rates you may be offered on NAB vehicle finance, contact us to negotiate the best rate and solution to meet your specific requirements.
  • One of Australia’s Big 4 banks.
  • Competitive rates on car financing by NAB.
  • Flexible financing solutions.
  • Personal and business car finance.
Woman and man with thumb up gesture with red vehicle behind

Expert Assistance with NAB Vehicle Finance Eligibility Criteria

Our expert brokers provide valuable assistance with eligibility criteria for buyers interested in car financing from NAB. Applicants do not need to currently hold a transactional account or have a credit card with NAB to be eligible to apply for motor vehicle funding from the bank. However the bank does review applicants’ banking history with them in deciding on the rate offer. This may mean that the bank is a preferred lender for existing NAB customers.

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As a major bank, NAB is required to adhere to the strict lending guidelines under the regulations for banking institutions. Where an individual or business operator does not meet the criteria, we may have other options. We know the matrix used by our accredited lenders and can advise on the best options.

In deciding on the rate to offer and approve applications, the bank reviews a range of aspects, including the income, debts, expenses and assets held by the applicant and their credit score and history.

To meet NAB criteria for business vehicle funding, commercial entities must have an ABN, be registered for GST and provide a range of documentation around their financial position. Where a business does not meet the NAB criteria, our brokers will source options from our other lenders.

To discuss your eligibility for NAB car finance, speak with one of our brokers.

  • Personal Unsecured Loan criteria – over 18 years of age.
  • Business criteria – ABN, GST rego, financials.
  • Expert assistance & other options through Jade Finance.

Explore NAB Finance Options for Cars

For private buyers, NAB offers car loans through its Personal Loans. These loans are unsecured. The vehicle does need to be used as collateral to secure this type of credit. Allowing borrowers to own the vehicle immediately. Interest rates on NAB unsecured loans can be fixed and can tend to be higher than for secured credit. Rates are offered on an individual basis and subject to the individual’s credit profile.

For commercial operators, NAB offers a comprehensive range of asset financing solutions - Finance Lease, Hire Purchase and Vehicle Loan, which is a Chattel Mortgage. No deposit financing is available with individual arrangements tailored to meet specific business objectives.
  • Personal Loans for Cars from NAB.
  • NAB Finance Lease for Commercial Vehicles.
  • Vehicle Loan – Chattel Mortgage.
  • NAB Hire Purchase for business cars.
  • New and used vehicle financing.
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Easily Apply for NAB Car Loans – Online and Phone

We make it easy to apply for car financing through NAB and other major banks. Both private and business buyers can use our convenient online application platform or just call us and apply over the phone with one of our brokers.

Our brokers handle the process for you. Assessing the application to meet NAB criteria and liaising with our bank contacts for quotes and approvals. Many applications can be approved in 24 hours!

  • Streamlined NAB car loan application process.
  • Apply online, apply over the phone.
  • 24-hour application approvals for many applicants.
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Convenient Tools to Compare NAB Vehicle Finance with Other Car Loans

While the National Australia Bank can be extremely competitive with rates, most astute buyers will want to be assured that any quote or offer from NAB is the best for them. We have a number of car buyer tools that empower borrowers to carry out their own lending comparisons.


Buyers can quickly refer to our Rate Comparison Chart, which displays the latest rates and lending products from Jade and a number of other major lenders. Private buyers may note that NAB Personal Loans are unsecured loans. While this type of product offers advantages for some buyers, others may prefer a secured car loan. Secured loans typically have a lower interest rate. Compare your options with our buying tools.


Deciding which vehicle to purchase can often be dependent on price or, more specifically, loan repayments. Our Finance Calculator allows vehicle buyers to compare car loan repayments on the price of different models to make buying decisions. Use our rate for NAB loans and other lenders to see how the rate affects the repayment.


Business buyers can use the calculator to establish their preferences with terms and balloon payments. After using our buying tools, contact us for a quick quote or to start your application.

  • Compare NAB rates and products with other lenders.
  • Calculator to compare repayments.
  • Online buying tools for quick comparisons.

Engage with Jade for Car Financing by NAB and Other Advantages

Engaging with us for your car financing by NAB can deliver multiple advantages. Securing competitive major bank rates, saving time for the application process and receiving the expertise and experience of our 25+ years in the vehicle lending market.


We take a very individual and personal approach to every application. Most importantly, we can advise if the NAB is the right lender to meet your requirements. If their eligibility criteria or products are not considered the best fit, we have access to 80+ lenders to source you the right lender.


Business buyers also benefit from our expertise with asset acquisition financing. Optimising vehicle financing for the latest tax regulations and structuring balloons in line with buyer ownership cycles and the resale value of the vehicle. For expertise in sourcing NAB financing solutions, contact us.

  • Expertise in sourcing NAB car loans.
  • Options assessed against 80+ lenders.
  • Tax-optimised business financing solutions.
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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NAB Car Loans FAQ's

  • NAB offers personal loans for cars, and these loans are unsecured. Buyers do not have to use the car as collateral for the funding.

  • Yes. NAB offers Chattel Mortgage but under the product name of Vehicle Loan.

  • Credit applications can be made to banks where an account is not held. NAB does review the banking history with them when deciding on interest rate offers.

  • An unsecured loan does not use the goods being funded as the collateral for the borrowed money.

  • Rates can be fixed or variable on personal vehicle loans through National Australia Bank.

  • Interest rate offers from lenders are based on an individual assessment of the application. The credit score and financials are taken into consideration.

  • Some lenders will approve vehicle funding to businesses not registered for GST. Those requiring this may seek suitable lenders through brokers.

  • Major banks are known for offering competitive rates across their lending markets.

  • A balloon is an optional component with Hire Purchase and Chattel Mortgage. It is a percentage amount of the borrowing that is due at the end of the term.

  • NAB offers no deposit funding for business entities.

  • Buyers can use an online vehicle funding calculator to work out estimates of repayments.

  • Yes. National Australia Bank offers financing for new and used vehicles.

  • Online calculators are for generating estimates only. Any offers or quotes can be different.

  • NAB offers Finance Lease, Hire Purchase and Equipment Loan (Chattel Mortgage) for business vehicle financing.

  • Lease payments are treated as a business expense and are a tax deduction.