Acquire Tailored Mercedes Car Finance with Personal, Specialist Attention & Services

Ownership of the 3-pointed star is special, and owners should expect special attention to the financing when purchasing a new Mercedes-Benz. Jade Finance provides that special experience with our expert attention to tailoring Mercedes car loans to the individual loan preferences and requirements of each buyer and each vehicle. Special treatment which we deem to be an expectation of buyers of this prestige brand.

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Realise the Benefits Jade Finance Offers on Financing Mercedes Cars

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Meeting the expectations of prestige vehicle buyers, we assign individual brokers to each Mercedes buyer. Providing personal attention in sourcing and structuring tailored vehicle credit plans. A personal approach that provides buyers with an expert who knows the Mercedes range and the lending market to ensure a seamless funding process. Eliminating the time buyers may need to take to find the most suitable, lowest rate funding solution.

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Using our specialist services provides buyers with access to over 80+ lenders to ensure they receive the lowest interest rates and most flexible terms from the most suitable lender. There are many variations across the auto lending market in rates, terms and the criteria lenders apply to approvals, rates, balloons and funding totals. Our services include finding the lender that best suits the requirements and profile of each buyer. Ensuring the most affordable, workable funding package.

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Whether acquiring a Mercedes-Benz, AMG or Maybach as a private drive or a business vehicle, Jade provides the prestige service expected by prestige vehicle buyers.
  • Tailored Mercedes finance sourced from 80+ lenders.
  • Competitive private and commercial Mercedes financing interest rates.
  • Brokers are individually assigned to each buyer.
  • Individual service, seamless Mercedes financing process, tailored packages.
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Get the Best Financing for Your Mercedes-Benz

With our complete selection of private and business funding facilities and access to over 80+ lenders and expert brokers to source and negotiate the best offer, Mercedes-Benz buyers can be assured that their best interests are being given our full attention. Attention to sourcing the lowest interest rates. Attention to the vehicle’s resale value when discussing balloons, residuals and no deposit options. Attention to personal ownership cycles when negotiating the loan term.

Mercedes-Benz vehicles are distinguished for their elegance, efficiency and excitement. With our tailored finance with the best rates, buyers can also add economical and cost-effective to their vehicle’s attributes.

Whether acquiring a prestige Mercedes sedan, a hatch, a coupe, a cabriolet roadster, one of the exciting SUV and offroad models or a people mover, speak with one of our brokers about your tailored Mercedes loan options.
Woman driving a Mercedes-Benz SL550 convertible on the road

Overview of Our Mercedes Car Loans

Without a doubt, Mercedes-Benz is one of the most recognisable and respected luxury automotive builders in the world. Defined by timeless style and design, superb German engineering and cutting-edge technology as shown on the F1 circuit and as experienced by all Mercedes drivers. The 3-pointed star has a history dating back 100 years to 1925. A badge that has continued to shine and build its allure with owners and drivers across the motoring spectrum.

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The extensive collection of Mercedes-Benz, AMG and Maybach variants – the A, C and S Classes, SUVs, GLA, GLB, GLC, hybrids and electric models provides options for families, executives, individuals and businesses. Options that may be even more accessible with our tailored financing packages.

Personal Mercedes loans for private buyers are secured with the best fixed interest rates and over fixed terms. Our expert brokers tailor funding to suit the individual’s ownership cycle and projected vehicle resale value.

Commercial operators can select from Chattel Mortgage, Leasing or Commercial Hire Purchase for the credit facility that will deliver the best outcomes for their business. Our brokers will negotiate and structure the package to optimise tax benefits, suit individual asset acquisition objectives and provide a cost-effective solution that will work with cash flow.

We make ownership of a Mercedes-Benz more accessible so more drivers can enjoy that prestige vehicle ownership experience. Contact us to find out how we can assist you with tailored Mercedes-Benz funding.

  • Private and commercial Mercedes car finance.
  • Individually sourced best-fixed rates Personal Mercedes Car Loans.
  • Tailored Mercedes-Benz Leasing.
  • Tax-optimised Hire Purchase and Mercedes Chattel Mortgage.
  • Fixed terms up to 7 years.

Seamless, Straightforward Mercedes Car Loans Application Approval

The auto lending market is extensive, and lender approval guidelines vary. These variations can be regarding the credit amount, the balloon, residual, rates and terms. This can be especially significant for prestige car buyers to achieve affordable funding on these higher-priced vehicles especially where no deposit funding and specific terms are preferred.

With our personal attention and service, buyers can be assured of a fast and streamlined approval process. Buyers can submit their application online or by phone before or after finalising vehicle selection.

Our specialists expedite applications for 24-hour approval for most buyers. We then liaise with your Mercedes dealer for a swift settlement. Our services are available to buyers across Australia, providing a seamless, straightforward service to ensure buyers are behind the wheel of their Mercedes of choice as soon as possible.
  • Fast Mercedes loan approval – 24 hours.
  • Online and phone applications.
  • Australia-wide financing for Mercedes-Benz models.
A closeup of yellow Mercedes-Benz Kla car headlight

Confirm Eligibility Criteria for Prestige Car Financing

There are differences in the lending products and eligibility criteria with personal and commercial motor vehicle financing.


A private buyer – a buyer acquiring a Mercedes for their personal use would require consumer credit. To be eligible, applicants must be over 18 years of age.


Details regarding income, employment, financials, residential status and other information are required for the application form. Lenders will review applicants’ credit histories and scores with those with a good rating offered the best rates.


Buyers acquiring Mercedes cars for a business entity are required to hold an ABN for commercial credit facilities. They will also need to provide lenders with their business financials.


Criteria around minimum trading periods, eg 12-24 months, are applied by some lenders. Enterprises that do not have complete financials or have been trading for less than 1-2 years can speak with our experts about our Low Doc and No Doc specialist lending products.


Business buyers can select the funding facility that best suits their accounting method, tax strategy and balance sheet approach from Lease, Hire Purchase and Chattel Mortgage. Contact us to discuss your Mercedes financing options with one of our expert brokers.

  • Assistance with personal Mercedes car loan criteria.
  • Low Doc Mercedes Business Financing available.
  • Specialist services to advise on prestige car finance eligibility.

Compare Our Tailored Mercedes Finance with Other Prestige Financing Options

As specialists in prestige car funding for over 25 years, we have the options, experience and expertise to meet the unique preferences of Mercedes buyers. Using our convenient buying tools, buyers can quickly compare our rates with other leading lenders and prepare their preferences with our Finance Calculator.

The calculator is a very helpful device for making decisions around deposits, balloons, residuals and the preferred funding term. Knowing we will source the most suitable lender and the best offer with our extensive lender market coverage, buyers can simply contact us for a quick quote.

  • Compare our best rates with other lenders.
  • Conveniently calculate Mercedes Finance preferences.
  • Quickly generate and compare repayment estimates on different models.
New model car at outdoor parking lot

Build Your Finance While You Build Your Vehicle – Loan Options for Mercedes, AMG, Maybach Models

While building the car you want with your Mercedes dealer; our experts will be sourcing and structuring your best funding package. We provide a complete selection of credit options for all Mercedes, AMG and Maybach models – sedans, coupes, SUVs, off-roaders, hatches, cabriolets, roadsters and people movers. Models from the A, C, S and GL Classes inclusive of petrol, diesel, hybrid and electric variants.


Specialist attention is given to every buyer and every vehicle with tailored funding plans sourced to meet the individual ownership cycle and the projected resale value. Business financing plans are optimised for available tax benefits with negotiated balloons, residuals and terms. Have your Mercedes funding tailored to meet your specifications by calling Jade.

  • Tailored corporate fleet financing plans.
  • Custom Mercedes Lease packages.
  • Negotiated balloon and terms for Mercedes Hire
  • Purchase and Chattel Mortgage.
  • Secured Mercedes Car Loans tailored to repayment preferences.
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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Mercedes Car Finance FAQ's

  • Where accessories for a vehicle are included on the dealer invoice for the vehicle, they can typically be included in the funding.

  • Both online and phone credit applications should result in the same offer being made by a lender. Individual lender online systems may vary.

  • The balloon amount approved would be subject to individual lender assessment of the applicant and the vehicle’s projected resale value.

  • Where the interest rate on a prestige vehicle loan is fixed, the repayments will not change over the fixed loan term.

  • New vehicle funding options are typically arranged with a fixed interest rate. Unsecured personal loans may be at a fixed or variable rate.

  • Yes. Applications for prestige motor vehicle financing can be approved based on an estimated total credit amount before the specific vehicle is selected. Approval is valid for the period set by the lender.

  • A Secured Car Loan may be the most suitable personal credit product to fund the purchase of a Maybach. This credit product typically includes a fixed interest rate, a fixed term and fixed monthly repayments.

  • Lease payments on prestige vehicle funding are fully tax deductible. GST is applied to these payments and can be claimed accordingly by entities registered for GST.

  • Where a commercial entity has not been trading long enough to meet some bank approval criteria, usually 1-2 years, they may seek No Doc and Low Doc funding through brokers and specialist lenders.

  • Online vehicle lending calculators are provided to generate estimates only. These devices do not have the functionality to allow for variations in the credit profiles of users or to know the lender that will be providing the credit and hence the fees applicable. Specific quotes can be different from calculator estimates.

  • Chattel Mortgage and Lease are both effective forms of financing prestige vehicles. The suitability of either to a particular commercial entity will depend on the accounting method used by the business, the approach taken to the balance sheet and tax deductions.

  • The same lending products are available for both convertible and SUV models. For private buyers, a Secured Car Loan would best suit them, while business buyers can select from Chattel Mortgage, Hire Purchase and Lease.

  • The credit term approved for AMG vehicle funding is subject to individual lender guidelines and individual applicants. Terms of up to 7 years are typical in the prestige vehicle lending sector.

  • Approval to borrow the total purchase price of a vehicle is referred to as no deposit funding. Approval is subject to individual lender assessment of the creditworthiness of the applicant. No deposit funding can be approved for many applicants for all types of vehicles. The resale value of the vehicle may be assessed as part of the approvals process.

  • Lenders decide on the interest rate on motor vehicle credit based primarily on the creditworthiness including the score, of the applicant. The amount requested, which may be the price of the vehicle, may impact the rate or other aspects of the offer. The vehicle fuel system would not typically affect the rate offered.