High Performance, Low Interest Rate Ford Car Finance

Across the Ford range, which includes the top-selling Ranger, the bigger F-150, iconic Transit van, the versatile SUVs – Everest, Escape and Puma, the next level Raptor and Mustang, and the new PHEV and electric models, the one shared feature is performance. The blue oval is known for performance - on-road, off-road, on-site or off-duty.

But to achieve optimum performance with the purchase of any of these models, the Ford financing solution must also deliver performance. Jade Finance delivers that performance for buyers with the best interest rates on both personal and business vehicle credit.

Easily Compare Our Best Rates & Terms on Ford Vehicle Financing

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Realise the Benefits of Choosing Ford Car Finance through Jade Finance

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When sourcing the best rates and best offers on auto credit themselves, buyers can have a time-consuming search and can potentially negatively affect their credit score in the process. The motor vehicle lending market is extensive with variations across the market. Using our services cuts the time, the hassle and the impact on credit scores while delivering significant benefits for buyers. Benefits including savings on interest rates and hence repayments.

Our services are available to all Ford buyers, whether purchasing a Puma or a high-performance Mustang, a family drive or a vehicle to drive the business. Our specialist brokers address every request on a personalised basis. Providing superior expertise in motor vehicle lending to deliver tailored funding solutions specific to individual buyer needs.

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From the initial contact with us, buyers are assigned one of our experienced brokers to handle their funding requirements. One point of contact, one highly trained lending expert to focus on their best interests in sourcing the best vehicle lending offer.

Our accreditation with 80+ lenders enables our brokers to find the right lender offering the most competitive rates and terms for each buyer. Liasing with lenders on an industry-level, we negotiate, structure and tailor the solution that best meets the buyer’s budget or cash flow. All this is completed for buyers throughout Australia - quickly, seamlessly and conveniently.

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Get our experts to source you the best Ford finance and realise the savings in interest, time and hassle. Request a quote now for a prompt response!
  • More lenders, more options – 80+ lender coverage.
  • Specialist Ford finance brokers.
  • Individually sourced Ford car loan interest rates.
  • Flexible Ford finance terms, negotiated to suit buyer.
  • Experts to source and analyse the best Ford loan offer.
  • More lender comparisons without affecting credit score.
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Overview of Our Financing for Ford Vehicles

The blue oval is known and respected globally. Their range of vehicles has universal appeal with models to suit first-car buyers, families, the young, old and sporty, buyers that want a trusted brand and operators that want a reliable, high-performing workhorse. That is particularly borne out with the popularity of the Ranger in the Australian market. This model regularly tops the best-selling lists and has received many awards and accolades.

Whether it’s a Ranger or any other model in the Ford range, we provide buyers with funding to suit their individual requirements and their vehicle’s specifications. Fords have appeal for both private and commercial buyers. To discuss the right credit option for you, request a quote today.
  • Secured and Unsecured Personal Ford Loans.
  • Full selection of commercial Ford financing facilities.
  • Ford Leasing, Chattel Mortgage, Commercial Hire Purchase.
  • Options for first-car buyers, new businesses.
  • Fixed rates, fixed terms up to 7 years.
  • Ford EV, PEHV Financing.
  • New and used Ford car loans.
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Types of Ford Loans and Financing Plans for All Models

As specialists in motor vehicle lending, our brokers are keen followers of the automotive sector and are across all models in the Ford range. Sourcing and structuring funding plans and packages to suit not only the individual requirements of the buyer, but the specifics of the vehicle. Advising buyers where lenders may be offering special deals on new fuel system vehicles and sourcing the right lender for high performance vehicles, utes and family drives.

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We stay current with asset acquisition tax regulations to ensure commercial vehicle packages are optimised for each buyer’s business structure. Ford financing plans are sourced and structured to support new operators, self-employed and sole traders to power their enterprise forward.

Whatever model you are considering – Ranger, Mustang, Everest, Puma, Transit or one of the new PHEV vehicles, speak with us about an affordable, workable funding package to make the acquisition.

  • High-performance finance for Ford performance Mustang and Raptor.
  • Tax-optimised commercial loans for Ford Ranger.
  • Workable Ford Transit loans for self-employed.
  • Cost-effective Ford SUV personal car loans on Escape, Everest, Puma.
  • Affordable loans for Ford e-Transit and Escape-PHEV financing packages.
  • No deposit financing available.
  • Negotiated terms for workable repayment schedule.

For over 25 years we have been providing Ford buyers with affordable funding, at the best rates and terms. Rates to save them on interest and terms to deliver the most affordable, workable repayment schedule. Buyers can do their own comparisons of our rates with other options using our convenient buyer tools. Refer to our Lender Comparison Tables and use our handy online finance calculator to work up estimates for comparison purposes.

Easily discover how our lower fixed rates can deliver significant savings over the credit term. See how our negotiated terms of up to 7 years can deliver a repayment schedule that meets your budget and/or works with your cash flow. Clearly see why choosing Jade for your Ford vehicle funding is the way to a better solution.

  • Compare our low rates with other lenders.
  • Generate estimates with our online calculator.
  • Analyse and compare potential savings by using Jade.

According to the brand, Ford is also all about the freedom to explore. When it comes to your Ford financing, Jade Finance gives you the freedom to explore the many options available to you across the lending market. Options for the best rates and terms, from our complete portfolio of personal and commercial credit products, explored for you by highly qualified brokers from 80+ lenders.

To explore your options for better performing Ford auto loans, speak with Jade Finance.

Fast, Simple Ford Car Loans Application Process

Selecting which particular Ford model to select, in what colour and with what accessories may take buyers some time. Applying through Jade for the funding to make the purchase can be a much faster process. We make it quick and simple for buyers to submit their applications, source quotes, get approved, settle their purchase and drive away in their new Ford.

Buyers can connect with our brokers by phone or via our online forms and resources. Simply make the connection, brief our brokers as to your requirements, provide the required information and we’ll handle the rest. The application process is streamlined and fast with many applicants approved in 24 hours. Ford buyers throughout Australia can use our specialist services to source their funding. Apply online now.
  • Fast Ford car loans application process.
  • Online and phone application options.
  • Quick 24 hour Ford financing approvals.
  • Australia-wide financing for Ford models.
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Confirm You Meet the Ford Auto Loans Eligibility Criteria

Eligibility for motor vehicle financing is relatively straightforward. Buyers requiring financing for private vehicles will need to meet ASIC Consumer Credit Law requirements. Buyers requiring funding to acquire vehicles for a commercial enterprise will need to meet ATO requirements for asset acquisitions and individual lender guidelines for approval.


Private vehicle buyers must be over the age of 18 years to be eligible for consumer credit. Individuals will need to provide details of their employment or income stream to ensure their ability to meet the repayments.


Credit scores are critical to being offered the best rates and terms. Buyers with credit issues can speak with our brokers about our poor credit options. Buyers making their first credit application and having no credit score can take advantage of our connections with lenders that approve no credit applications.


Commercial buyers will need an ABN as the minimum requirement. GST registration is not essential. Lenders typically require the financials of the enterprise, and some lenders require a minimum 12-24 trading time for approvals. Operators that have no financials or have been trading for less than 12 months can speak with our brokers about our No Docs Low Docs options.


When selecting which credit facility for their Ford financing – Chattel Mortgage, Leasing, CHP, commercial operators will need to select facility which is compatible with their accounting method. Operators can also select the credit facility that suits their tax and balance sheet approach.

  • Secured Personal Ford Car Loans for applicants 18+ years of age.
  • Ford commercial financing for all business structures.
  • Low Docs No Docs options for Ford loans without financials.
  • Options for individuals and businesses with credit issues.
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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Ford Car Finance FAQ's

  • Where accessories for a Ford Ranger are included on the dealer invoice with the vehicle, they can usually be included in the funding package.

  • When buyers need to register on a wait list for a new vehicle, they may apply for pre-approved funding. Applications can be processed through to the approved stage prior to a vehicle being purchased. This provides buyers with an indication of the credit limit they are approved for, interest rate and monthly payments. The approved offer is valid for a certain timeframe. If delivery is outside that timeframe, the buyer would need to re-apply or renew the application for an updated offer.

  • Online calculators are formatted to provide estimates based purely on the data entered by the user. They do not allow for individual variations in credit scores which can affect the interest rate offered. They do not include lender fees and charges. Repayments estimated with the use of an online device can be different from any offer received.

  • Lenders assess the credit score and history, creditworthiness and ability to meet repayments when making interest rate offers. The price of the vehicle being purchased may affect the funding as it may determine the credit amount requested. Interest rates for funding PHEV and petrol models would be the same for that individual applicant unless the lender offers special rates for EV funding.

  • Deciding which credit facility is best for an individual enterprise depends on the suitability of the facility to the accounting method, tax and balance sheet approach and objectives of the business. Chattel Mortgage and Leasing both offer affordable options with tax deductions.

  • New tradies that have been operating for less than 12 months and do not have all the documentation required for commercial credit applications may consider Low Docs and No Docs options. These specialist commercial credit facilities are available through brokers and specialist lenders.

  • Ford transit van purchases may be funded with the operator’s choice of Leasing, Chattel Mortgage or Commercial Hire Purchase. New operators may require approval for No Docs commercial vehicle funding. This can be sourced through specialist lenders and brokers.

  • Ford Puma buyers can use an online vehicle funding calculator to work out estimates of repayments for a secured personal car loan. The results obtained are estimates only. For an exact figure, buyers should request a quote from a broker or lender.

  • Leasing rates on Ford vehicles may vary across the lending market. Lenders assess each application individually for creditworthiness when deciding on the specific rate to offer.

  • All commercial credit facilities provide tax deductions. Leasing repayments are fully tax deductible. Commercial Hire Purchase and Chattel Mortgage deliver a deduction through depreciation of the Ford in line with ATO schedules.