Unlike banks and other lenders we’re not restrained by a limited choice of loan products. As an experienced car finance provider, Jade Finance is accredited with over 40 lenders, giving us access to hundreds of lending products, so we have a much bigger choice to source you the best car loan deal. Greater choice for us equates to better car financing for you.
Our locally-based car loan consultants are licenced professionals, highly trained and their total focus is on getting you the best car loan. You can be confident that your Jade Car Loan Consultant is working in your best interests towards a better finance deal for you.
Jade Finance AUstralia – The Better Cheap Car Loan Rates Solution
As an Australian-owned company, we are extremely proud of our 10+ year track-record of impressive performance in the finance industry and we jealously protect our reputation for delivering on our commitment of better loans and best car loan rates.
Jade Finance is an Australian owned with accreditation with over 40 lenders which provides us access to hundreds of loan products so we have more choices to source the best option for you. It is your assurance that we have made a thorough and diligent search across the market on your behalf.
Our commitment has always been, and will continue to be, working with our customers through the long-term, to assist them achieve their financial goals. Not just in a single loan but over the lifetime of their financial requirements. We operate across many sectors, providing finance for cars, boats, caravans, business equipment, trucks, motor bikes and more.
A member of FBAA, Jade abides by the Code of Ethics, which is under the cover of the Australian Prudential Regulation Authority (APRA).
With our Car Loans, you can be assured, it is all about you realising your aspirations.
Bad Credit Car Loans Approved
A poor credit report, bad credit history or others issues with your credit profile, don’t necessarily mean that you can’t be offered finance to purchase a car. We are accredited with lenders that are more flexible and negotiable when it comes to talking bad credit vehicle finance. Both individuals and businesses with poor credit can approach Jade to source their motor vehicles. Many people seeking poor credit motor loans can benefit significantly from having our expertise and network of lender connections working to achieve them a workable solution. More Information
No Deposit Car Loan Optiosn Available
Including 100% of the purchase price of the vehicle in your motor loan is totally possible with s. Even if the seller requests you make a down payment to secure the sale, we can still achieve no deposit motor vehicle finance for both personal motor loans and business vehicle finance. We’ll even work to including that deposit you paid so it can be returned to you from the seller. With a no deposit loan the bank or lender is not requesting you pay a deposit. Proceed to use our calculator to estimate repayments on 100% of the purchase price and contact us for quick quote. More Information
Easy Car Finance Process
We make the task of sourcing and arranging a cheap car loan a streamlined, straight-forward and easy process for our customers. From your initial contact with us, you’re assigned your own consultant who will handle your entire motor loan from sourcing you the cheapest quote, through processing your application, handling the paperwork and even liaising with the seller to ensure prompt settlement.
Best Car Loan Rates
Interest rates drive car loans. The rate is the major factor in determining how low your car loan repayments will be and how fast you will pay off and own your car. So the best motor loan rates are the cheapest loan rates. As major motor vehicle lenders, we have developed the bargaining power, the business model, the connections and the determination to negotiate the cheapest interest rates for our customers. Check out our best vehicle loan rates compared with other lenders in our lender comparison calculator. More Information
Secured Car Loans
For private vehicle buyers the secured auto loan is the most popular form of vehicle finance and provides a simple, universally-accepted format. The automobile is used as security or guarantee by the lender against the money borrowed. When you repay the loan in full, the lender releases the security. If the borrower defaults on the loan, oops, the lender has the security of the vehicle to repossess and recoup monies owed. For business vehicle buyers, the Chattel Mortgage is essentially a secured vehicle finance product with the vehicle used as security against the loan. Discover all the features and benefits of Secured Motor Vehicle Loans or apply now! More Information
Unsecured Personal Loans for Vehicles
The Secured Vehicle Loan is the most commonly used loan for private buyers. But in some cases, the lender will not accept the automobile as suitable security against the loan or for other reasons the borrower does not choose to offer the vehicle as security. For these instances, we offer the Unsecured Personal Loan. As this type of loan does not have security or a guarantee for the lender, the interest rate can be higher than for a secured loan but your we can work to achieving a very cost-effective loan for you. Find out how by contacting us now. More Information
Novated Car Lease
More correctly known as Novated Vehicle Leasing with Salary Sacrificing, this is a specialised business vehicle finance solution for providing cars for employees. This product is structured to suit employers looking to provide a vehicle for an employee and the employee agrees to sacrifice part of their salary to cover both the purchase and the ongoing running costs. There are benefits to both employee and employer on offer as our consultant will explain to you. More Information
Business Car Finance
Businesses seeking motor vehicle finance have a choice from our full portfolio of finance products which include Chattel Mortgage, Leasing, Commercial Hire Purchase and Novated Car Lease. Why so many products? Each have varying features and benefits and are structured to suit either the cash or accruals method of accounting, differing treatments of tax and individual financial objectives. Deciding which product will deliver the best outcomes for your business should involve a discussion with your accountant. Our consultant will then proceed to source you the cheapest quote and handle your finance requirements.
While most banks and lenders offer these finance facilities, most do have strict guidelines for applications. As a motor vehicle finance specialist, we ahev expert services for those businesses that do not meet all those guidelines and/or do not have all the financial documentation, docs, demanded by some lenders.
We offer No Docs Loans, Low Docs Loans and ABN Finance for these businesses. These are essentially loan categories rather than distinct finance products and if approved, applicants can apply their no docs, low docs or ABN loan to their choice of commercial finance product.
While the differences are essentially in the amount of documentation provided with the application, No Docs Loans, Low Docs Loans and ABN Finance are similar in structure. Lenders have stricter criteria and additional security is often required, but these loans can still achieve our cheap interest rates. We have the flexibility and the negotiation skills to achieve workable solutions for these specialist loans, so give us a call and let our consultants do all the hard work to source you a loan. More Information
Car Finance Calculator
Planning your car purchase has never been easier with our handy and easy to use loans calculator. An online function, you can use it from any device where you have an internet connection. It’s free and there’s no obligation so you can calculate repayment estimates on any number of cars you are considering. Just enter the data around your purchase for instant repayment estimates, then call us for a confirmed quote. Great for making those all-important purchase decisions when comparing makes and models and for planning how you would like your loan structured. More Information and Online Calculators
How to Apply
Applying for a loan with us is quick and simple. We offer two options – apply online using our online form or just call and apply over the phone. It’s that easy. You will be assigned a consultant who will take you through the process, source you the cheapest loan quote, process your application and handle the paperwork for settlement. You will need to provide certain information about yourself, your business, your employment, residential and financial situation so having those details ready can speed up the process. With our fast approvals process will have you Apply Now!