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Car Loan Calculator - Compare Car Finance Repayments

With ease and convenience, Jade Finance parks car loan repayment estimates right in your domain with our car finance calculator. A must-have tool for anyone considering the purchase of a motor vehicle but can’t decide which one or wondering which car is within your budget.

The calculator can be used for estimating monthly repayments for Jade business car finance products including Chattel Mortgage, CHP, Leasing and Rental and Jade personal car loans within seconds. This self-serve facility means no traffic jams for ballpark figures. Simply enter the amounts for any car and you’ll receive your estimate.

Your Monthly Repayment:

Total Number of Repayments
Total Interest Paid
Balance Remaining


Amount to be Financed

  • In the first field, enter the total amount of your loan.
  • This can be just the purchase price, the purchase price less your trade-in or any deposit you choose to contribute, or the price plus on-road costs, registration, dealer delivery charges for new cars, auction house charges and other expenses. Your Jade consultant will confirm at quote stage whether the lender will permit all these additional costs in the loan.

Interest Rate

  • Jade Interest rates vary for personal and business car finance and vary on a regular basis due to market fluctuations and across our lender base. The rate also varies according to certain factors on individual loan applications.
  • For the purpose of achieving this quick estimate, just enter the current advertised Jade interest rate.

Finance Term

  • Select the number of years that you would ideally like to repay the loan.
  • For personal car loans, typically this would be 2-4 years.
  • For business car finance, this can range from 2-6 years.

Balloon Amount

  • Business finance products such as CHP, Leasing, Chattel Mortgage and Rental include the option for a balloon, residual or buyback amount. This is a percentage of the purchase price which is deferred for payment when all monthly repayments are finalised. With car leasing the ATO determines the residual.
  • This is an option but can be useful for increasing the affordability of your car purchase by reducing the monthly repayments.
  • Select a percentage of the purchase price that you consider appropriate.

With all the data entered and the essential fields completed you are ready to receive your estimate.


This is a generic device so it does not have functionality for individual application conditions or to make allowance for the skills of your Jade Finance consultant in negotiating you the best car finance deal.

This is an estimate only, based on the figures you have entered.

Vary the balloon and the term and you can see how that changes the monthly payment. For an estimate on another car, just enter those amounts.

If the estimate is doable for you and you’re ready to proceed, it’s time to accelerate your Jade Finance car loan.

Click REQUEST A QUOTE for an emailed quick quote or phone a Jade Finance consultant for a firm quote or to ask questions on our car finance deals. Call 1300 000 003

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