Secure Best Rates, Flexible Terms for Workable Commercial Boat Financing

Our complete portfolio of asset acquisition credit facilities includes options for commercial boat loans for all types of businesses. The selection includes Leasing, Rent-to-Own, Chattel Mortgage and Commercial Hire Purchase.

Commercial credit facilities have variations in:- suitability to the cash or the accruals method of accounting; ownership of the vessel over the term of the loan; posting the asset/liability to the balance sheet; tax deductions; how GST is treated; and interest rates. Where a vessel is purchased as a long-term asset, Chattel Mortgage may suit as ownership immediately transfers to the operator. When setting up a new operation or where vessels need to be regularly upgraded or replaced, Leasing or Rent-to-Own may present flexible solutions.

We secure all commercial vessel loans with the lowest fixed interest rate from across our 80+ lenders. Fixed terms of up to 7 years are negotiated by our brokers. A fixed repayment schedule, tailored to cash flow is structured. Balloon, residual and buyback options are included, and solutions optimised for current tax benefits. For a quote on your choice of commercial boat financing facility, contact us.

• Chattel Mortgage, Lease, CHP, Rent-to-Own Commercial Vessel Finance.
• Balloon, residual, buyback available.
• Fixed, best interest rates
• Fixed terms up to 7 years.
• Fixed repayment schedule.

Selecting the specialist marine financing services of Jade Finance to source, secure and structure commercial vessel loans, can deliver significant benefits to operators. Benefits which include – financing from the lender that is individually selected to suit the business profile, experts to negotiate on the lowest rates and most flexible terms on your behalf, a highly skilled and experienced finance broker assigned to your personal requirements, assistance with the application form, and the best interests in your business addressed and prioritised through all stages of the financing process.

For example, if in the market for commercial fishing boat financing, customers can brief our brokers, then head out on the water for the daily catch, confident that their financing needs are being attended to while they are generating income. Save time, earn income, while our experts handle the business boat loan.

A major benefit is access to our lender base of 80+ lenders. The commercial financing market is extensive, with both major banks and more niche non-bank lenders offering loans for business boats. We cut through the confusion and eliminate the work for customers, by identifying the right lender. The lender that is currently offer the best rates, has eligibility and approval criteria in line with the business profile, and are in a position to negotiate on terms and conditions.

An Australian owned and operated company, we have installed tech systems to ensure we can effectively provide first-class commercial boat financing services to operators around and across Australia. For a quick quote, connect with us.

• Providing access to 80+ lenders for best rates, flexible terms.
• Skilled broker assigned to each customer.
• Individual, personal approach to deliver individual business boat loan solutions.
• Australia-wide commercial vessel loan services.

Your Jade broker will be assisting with the documents required by the specific lender for the business boat loan application. Eligibility criteria and application requirements can vary with lenders and may vary with different business set-ups. All applicants for commercial asset acquisition financing must hold an ABN and provide ID. The vessel must be for use in a business, and the business must be the entity applying for financing. Credit history and scores will be reviewed.

The financial credentials for the business are required. The documents include:- tax returns, annual accounts, profit and loss statements, asset and liability statements, BAS returns, bank statements, and turnover. Where a business has been operating for less than 12 months or is just setting up, our brokers will source No Doc and Low Doc Business Boat Loans through our specialist lenders.

Commercial vessel loans without financials may be approved based on the strength of a short period of turnover, the credit and financial position of the business owners as well as the business, and with additional security.

We make the application process simple and extremely straightforward. Provide the documents required to your Jade broker with details of the vessel purchase, advise of preferred credit facility and terms, and we handle the remainder of the process.

Fast 24 hour approvals can be received to ensure prompt settlement and faster delivery of the vessels required. To start your application, connect with us to discuss the specific requirements.

• Fast 24 hour business boat loan approval.
• No Doc Low Doc Commercial Vessel Loans for new operators.
• Simple, straightforward application and processing.