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Compare Boat Loans in Australia

Looking to finance a new or used boat? Jade Finance gives you access to better finance & rates by comparing offers from over 80 lenders. Whether for personal passion or business growth, Jade’s boat brokers ensure you get the best terms, leaving you free to enjoy the open water.

  • Low boat loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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The easy application process provides you with comprehensive information. Make a fully informed decision on your boat loan.

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Save time, money, and worry - Get Pre-Approval for your finance. You'll be good to go when you find your dream boat.

Boat Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Make Your Dream of Boat Ownership a Reality

Jade Finance is an Australian-owned company with a local team of expert loan specialists. Our brokers know the marine lending market well and how to obtain the best rates and terms for every customer that comes our way.

Buyers who choose to finance their new or second-hand boat through Jade Finance unlock our valuable list of 80+ banks and lenders. This list not only enables us to negotiate for better rates, terms and repayments, but also enables us to customise all loan types to suit each buyer’s specific requirements.

The marine lending market is vast, with both major banks and non-bank lenders offering loans for new and used boats. Our experts cut through the confusion to eliminate the guesswork and quickly identify the right lender and the best possible credit solution from hundreds of loan and finance products.

Our Jade consultants are trained and licensed in the finance field and have undeniable skill for finding the best loan deals. Let us help you achieve the best outcome for your boat purchase.

Setting Sail Toward Boat Ownership

Low Rate and Flexible Term Boat Finance for All Vessels

We are the experts when it comes to marine finance. Unlock competitive loan and finance packages for all types of vessels and vessel buyers.

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Credit for All Types of Marine Vessels

At Jade, we have loan solutions to suit the purchase of all types of new and used marine vessels, including inboard and outboard boats; sail and power boats; ski, speed and fishing boats; yachts and multi-hulls; family runabouts, houseboats, and custom-builds; top-of-the-range cruisers and more.

Workable Options for Private and Commercial Marine Finance

When sourcing finance, we focus on you – not the stockholders or stakeholders. We work hard to find the best deals available on the market to ensure your loan is going to work for your financial situation. At Jade, we are not restricted to a limited loan selection. We source quotes from 80+ banks and lenders to offer you the best deal possible. Let us handle the sourcing and negotiating while you sit back and wait for the first offer.

Fast Approvals for Private, Dealer and Online Boat Purchases

Our loan consultants are highly trained to provide the best possible finance for every customer that comes our way. Not only that, but they are across the marine trading scene and understand all elements of the buying process, whether it’s via private seller, dealership or online marketplace. We successfully provide approval for finance within 24 hours, depending on the lender, thanks to our fast-paced and stress-free application process.

Better Marine Finance Rates and Terms

Our access to such an extensive list of banks and lenders means not only a wide choice of loan options, but also a favourable position for negotiating the best rates, terms and repayments for your financial situation.

At Jade, we are proud of how well our individually-sourced and structured, low rate vessel loans compare against other finance products on the market. Marine operators across Australia can feel confident they will secure the most competitive rates and terms on their vessel loan thanks to our expert, methodical and detail-oriented approach to sourcing finance.

  • Secured and Unsecured Personal Vessel Loans
  • Full Suite of Commercial Boat Credit Facilities
  • Negotiated, flexible repayment terms
  • Individually-sourced vessel loans
Elevated Boat Financing Solutions

Boat finance guides and resources

Our guides offer quick comparisons and simple explainers to help you sail through the financing process with confidence.

Marine Finance Packages for Personal and Business Needs

Whether you’re purchasing for personal passion or business growth – we can source the best boat loans and marine finance packages for your financial situation. Harness better rates and terms for your marine purchase with the expert brokers at Jade Finance.

  • Unsecured and Secured Boat Loans
  • Chattel Mortgage, CHP, Leasing and Rent-to-Own Facilities
  • Fixed Interest Rates, Negotiated Fixed Terms, Workable Repayments
  • End-of-Loan-Term Payment Options Available
Yacht, Sailboat, and Houseboat Financing Solutions

Streamline Your Boat Loan Process with Jade Finance

Keep the entire process of securing boat finance simple by engaging our expert brokers’ refined and detail-oriented skills for finding the best loans available on the market. We’ve got enviable industry connections and knowledge that make the process quick and stress-free, all while providing you with direct and clear communication along the way.

  • We offer the complete portfolio of personal and commercial marine vessel credit facilities, including Chattel Mortgage, Leasing, Rent-to-Own, Commercial Hire Purchase, Secured and Unsecured.
  • Buying from a private seller can be challenging. Your Jade Boat Loans consultant will assist you throughout the process and check for any encumbrances, ensuring the goods are not stolen.
  • We understand the online boat sales market and apply our streamlined processing, fast approvals, and personal assistance to both online and in-person clients.
  • We also offer pre-approval for buyers who need to act quickly when their desired boat hits the market. Capture the elusive ‘great deal’ faster by calling our office for a pre-approved finance application. If considering buying from an overseas seller, speak with one of our Jade Boat Loan consultants for special advice on international boat sales.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 23/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

New Boat Loans FAQs

  • A balloon is an option with CHP and Chattel Mortgage finance facilities.

  • Lease and Rent-to-Own have tax deductible repayments and Chattel Mortgage and CHP provide deductions through depreciation of the vessel.

  • No. A boating licence is not a pre-requisite for eligibility to apply for marine financing.

  • Yes. Conditional approval of marine finance can be obtained prior to purchase.

  • Business operators acquiring vessels to use in their business may select from Lease, Chattel Mortgage, Commercial Hire Purchase and Rent-to-Own financing.

  • Interest rates on new boat loans are subject to individual application specifics, especially the credit score of the applicant. The individual’s profile rather than the type of boat, impacts the rate offer.

  • Lenders typically accept new vessels as security for financing. For many applications, no additional collateral is required, subject to individual applications and lender criteria.

  • Yes. Business operators may select Leasing to finance new vessel acquisitions.

  • Purchases of new recreational and leisure boats may best suit a personal Secured Boat Loan. Business vessel acquisitions may be financed with the operator’s choice of Leasing, Chattel Mortgage, Commercial Hire Purchase or Rent-to-Own.

  • The same credit products can be used for both power and sail boats. Individual offers will vary depending on lender guidelines and specifics of the applications.

How we have helped Australians like you

Settled a loan but need help?

Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.