Forget Christmas festivities and New Year's Eve celebrations, to many people the end of the calendar year means something far more important - end of year sale time! That special time when retailers, dealers, manufacturers and sellers of all types slash prices to move stock. While the EOY sales are primarily connected with retail that is far from the reality as sellers of all types of goods get into the spirit of the season.
Discounts can be found on cars, boats, caravans, motorbikes, trucks and many types of business equipment. All the types of goods and chattels that Jade Finance can provide cheap loans to purchase. And with interest rates at wonderfully low rates, it could definitely be time to seriously consider that much-wanted car, the boat of your dreams, a caravan to tour through 2021, a bike for a quick commute when your return to the office or to upgrade your business for a much better 2021.
But warning, sales events are not for the faint-hearted or the slow-movers. This can be serious business, the fast and the furious of purchasing. Suppliers may only discount a limited range of their stock. There may only be a few cars or boats available at that massive reduced price. The discount may not apply across a full brand of motorcycle, only a selected few models. Colour choices can be limited as can other features. So if you want to make sure YOU get what YOU want at the sale price, you should be well-prepared with your loan arranged well ahead of time.
Pre-Approved Loans Now Available
A smart strategy both during sale events and when making major purchases at any time, is to contact Jade Finance for a pre-approved loan. If you’ve never thought of this type of service it is very easy to apply for, the processes are the same as for applying for a loan post-purchase but it does offer a few extra advantages.
- Same Jade cheap interest rates across all types of loans
- Fixed interest rates, fixed loan terms, fixed repayments
- Tax benefits for business buyers
In addition it provides buyer benefits:-
- Allows you to set your budget according to the loan amount you have been approved for.
- Gives you confidence to proceed with purchase talks with the seller knowing you have the finance ready to sign a sales contract.
- Can give you a bargaining tool to negotiate an even better price with some sellers.
- Be better prepared and improve your chances of being first in to grab best deals.
- Avoid FOMO - if you really want a certain model car in a certain colour or with specific features, having your car loan pre-approved may put you in a better position to make that happen.
Loans across All Categories
Jade Finance provides pre-approved loans and finance across all the loan categories that we operate in, for both new and most used goods and equipment:-
- Secured Car Loans – all vehicles for personal use, new and used models.
- Secured Boat Loans – wide range of boats including power, sail, cruisers, jet skis, yachts, trailer boats and many more.
- Secured Caravan Finance – traditional caravans, camper trailers, off road vehicles, RVs and motorhomes.
- Secured Motorbike Loans – on and off road models, LAMs approved bikes and all other types from leading bike manufacturers.
- Unsecured Personal Loans – subject to lender requirements.
- Business Car Finance – passenger vehicles, SUVs, utes, work vehicles and commercial vans.
- Truck Loans – light, medium and heavy duty vehicles, truck and trailer combos.
- Equipment Finance – for a wide range of equipment across most industries.
- Low Docs, No Docs and ABN Only Loans
Applying for a pre-approved loan is quick and easy. Either apply online or just give us a call and start the process with a conversation with one of our consultants. We offer quick quotes, fast approvals and prompt settlements so we won’t keep you waiting and wondering!
Avoid Sales Traps
While sale events can offer great opportunities they can also presents traps. Some sellers may use a sale to lure in buyers and only have a minimal amount of stock available at the advertised massive discount. They then tempt buyers to buy full or higher priced items. This of course is not illegal practices, but buyers should be aware.
A major online retailer was recently fined by authorities by increasing prices prior to offering the discount. If purchasing at a supposedly massive discount on a major item, still do your due diligence and look into the pricing and features to ensure you’re getting what you expect and the price discount is genuine.
Jade Finance supports our customers with cheap finance all year round and we are keen to ensure our customers have the cheapest finance to realise their purchase dreams.
To arrange pre-approved finance speak with one of our Jade Finance consultants. Call 1300 000 008
DISCLAIMER: READERS ARE ADVISED THAT THIS INFORMATION AS PRESENTED IN THIS ARTICLE IS INTENDED FOR GENERAL INFORMATION PURPOSES AND NOT AS FINANCIAL ADVICE. PEOPLE NEEDING FINANCIAL ADVICE ARE RECOMMENDED TO CONSULT WITH A FINANCIAL ADVISOR TO ASSIST IN REGARD TO THEIR INDIVIDUAL CIRCUMSTANCES. INFORMATION AND CONTENT IN THIS ARTICLE MAY HAVE BEEN SOURCED FROM A RANGE OF PUBLICATIONS AND INFORMATION RESOURCES. NO LIABILITY IS ACCEPTED FOR ANY ERRORS, MISINTERPRETATION OF OTHER ISSUES AROUND THE PRESENTATION.