Self-service has been part of everyday life and business for a very long time. Self-serve petrol stations only emerged in Australia in the late 1970s while self-serve supermarkets, strangely named 'assisted checkout' are a more recent addition to the way we shop. Online services are becoming far more widespread with more and more suppliers and government departments providing facilities either in-store or online for customers to carry conduct their business. But despite this growth, some lenders, especially banks, still request you attend a branch for a loan interview or to submit an application or supporting documents. Many home loan brokers seem to insist they meet with clients, sometimes carrying out lengthy interview-style meetings.
But at Jade Finance, we fully appreciate that you either don’t have the time or the inclination for in-person meetings or attention when you require finance. We know that very often you may want to anonymously source information or find out what something might cost without have to explain your story or discuss anything really. We know for a fact that many people like to source information outside of business hours. So we’ve built our business model based on our own combination of contactless services but with a very individual and tailored approach.
With COVID-19 highlighting the increased need for more online services, we have further expanded our own self-service finance resources and tools to meet the demands and expectations of our customer base. Source a wealth of information, tips and hints on a range of finance-related topics in our articles and blog library for starters.
Help Yourself to Estimates!
Our most recent additions to our website are our Lender Comparison Calculator and our Commercial Loan Comparison Calculator.
- The Lender comparison is for consumer finance – cars, bikes, boats and caravan purchases – and is a compilation of major lenders and banks including Jade. The chart shows the interest rate and comparison interest rate currently advertised by that lender. By entering your loan amount and term you can immediately compare lenders – all on our site, in the one place. You can use this yourself, at any time, for as many loan amounts or purchases as you want.
- The Loan comparison chart is for our business customers – business car finance, trucks, equipment and unsecured business loans. We have prepare this table which shows the interest rate we are achieving across our portfolio of finance products. You enter your finance amount and term and see estimated repayments based on data entered. A great tool to assist with your decision around loan type decisions.
These two calculators are provided, free of charge to use, in addition to our Loan Calculators, which have been a popular resource for some time. The loan calculators are also cost-free and obligation-free to use and are great for direction when you’re tossing up between different priced purchases. You simply enter the data around your loan to receive a repayment estimate.
Online Quotes and Applications, Tailored Responses
An integral part of our service is providing our customers with access to our cheap loan services whenever and from wherever they want. Truckers and caravanners on the road, boaters out on the water, business operator working out of hours – everyone can still apply for a Jade loan or request a quote when they have an internet connection, and not driving a vehicle, machinery or boat!
Yes, we know having online forms is nothing new or special. But what is different with Jade is that we couple our online services with our personalised and tailored broker-style lender services. When contacting Jade via phone or email, you will be assigned your own consultant. That’s a real person not a digital sign. Consultants that are highly trained finance professionals and skilled in negotiating with our banks and lenders on interest rates and loan terms.
We do like to speak with our customers over the phone so we can assess individual requirements and assist our customers with the paperwork and any queries. Your consultant will be addressing the individual requirements of your loan application and giving you and your application the personal attention that your finances deserve. For businesses that means assessing your business requirements and tailoring a cost-effective financial solution to suit. For our consumer finance customers it means understanding your household and lifestyle objectives and sourcing a cheap loan option that will work with your budget and still achieve your aspirations.
Borderless and Contactless and Time-Saving
Our nationwide service ensures that wherever you are located in Australia you will have access to cheap business finance options through Jade Finance. We’re borderless! We operate contactless so all loan applications, quotes, estimates, finance approvals and settlement can be completed over the phone and by email.
So whatever the purpose of your business finance or consumer loan, Jade Finance provides you with tools and resources to do a lot of the planning on your own and backs that up with a highly individual lender service.
To arrange consumer or business finance speak with one of our Jade Finance consultants. Call 1300 000 008
DISCLAIMER: THE DETAILS AND INFORMATION PROVIDED IN THIS ARTICLE ARE NOT INTENDED AS THE SOLE SOURCE OR AS ADVICE IN REGARD TO FINANCIAL INFORMATION BUT FOR GENERAL PURPOSES ONLY. PERSONS REQUIRING ADVICE ON THEIR FINANCIAL SITUATION ARE DIRECTED TO CONSULT WITH THEIR FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ERRORS OR MISINTERPRETATIONS IN THE INFORMATION AS PRESENTED. THE DATA AND DETAILS WHICH MAY HAVE BEEN SOURCED IN PART FROM THIRD PARTY SOURCES.