Secure Affordable, Reliable Toyota Car Loans – Private & Business Options

Drive away in your favourite model from Australia’s top seller automotive brand with the best Toyota finance options through Jade Finance. For many years, Toyota has topped the new vehicle sales charts with multiple models including the HiLux, RAV4, Corolla and Prado regularly making the top 10 best-sellers. The extensive range of utes, vans, SUVs, hybrids and passenger cars provides buyers with affordable, reliable options to suit many workstyles, lifestyles and budgets.

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Get Real Benefits and Advantages – Choose Toyota Car Loans through Jade Finance

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The motor vehicle lending sector is large and diverse with banks, finance companies and dealers all in the market for their share of the business. The interest rates, terms and conditions on the different types of funding products vary with lenders. Buyers can face a confusing and time-consuming task to find the right lender, the right product and the lowest rate to suit them and their Toyota.

While some advertised driveaway deals may appear affordable, is it the best deal available to you? Is that advertised offer real or is it ‘too good to be true’? Do you know that searchin for the best Toyota car loan with multiple credit applications can have a negative effect on your credit score?

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Choosing Jade as your Toyota auto loans broker provides answers to these questions and delivers many distinct benefits and advantages. Not surprisingly, with Toyota the number one selling brand, our brokers are extremely experienced in sourcing funding for all models in the range. We are experts in financing Toyota vehicles and we know the model range in great detail.

With more than 80 lenders in our lender base, we quickly match buyers with the right lender to ensure the lowest rate and most suitable product. Providing an individual and personalised service. Covering off on more lenders, more quickly and without the negative effect on our customer’s credit score.

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We make it easy to apply with both phone and online services available across Australia and experts to explain every detail in plain language. Experts you can trust to work in your best interests. To get the best rates and most competitive credit, connect with Jade.
  • Competitive rates sourced from 80+ lenders.
  • Australia-wide services – rural, regional, urban buyers.
  • Specialist Toyota financing brokers.
  • Personalised service, tailored Toyota car loans.
  • Fast online services.
  • Comprehensive Toyota financing facilities.
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Fast Toyota Car Loan Application Process – Online, Phone

Applying for Toyota financing through Jade is fast and easy. Our brokers guide customers through every step, handling the paperwork and all contact with lenders. Our online application process provides a streamlined way to the best rates and most competitive offers on Toyota financing. Applications can also be submitted over the phone with our brokers. Wherever you are in Australia, apply for your Toyota car loan through Jade.
  • Convenient online application process.
  • Phone applications for Toyota car loans.
  • Fast 24 hour approvals.
Off-road SUV 4x4 Toyota Land Cruiser

Financing Plans, Car Loans for Toyota Models - Solutions for All Types

Our range of financing plans encompasses solutions for all models in the Toyota range. Affordable, cost-effective packages can be secured to suit all vehicles from the economical hatchbacks and sedans such as the Yaris and Corolla, the EVs and hybrids, through the selection of SUVs – RAV4, C-HR, Prado, the iconic 4x4 Land Cruiser, the performance GT vehicles and those solid, reliable workhorses, the HiLux and HiAce.

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Financing plans are individually sourced and structured to meet the objectives of the buyer. Toyotas are built to last many years and our cost-effective funding is designed to deliver results over the long life of the vehicle. Commercial operators looking to hold onto their vehicles for an extended time may consider Chattel Mortgage. While those that upgrade more regularly may be better suited to our Lease options.

Toyotas are renowned for delivering excellent resale value. This can be of significance when deciding on balloons and residuals. With both private and commercial plans, workable repayments to suit budgets and cash flow are a key priority for our brokers.

Our plans are customised to suit the individual buyer requirements. Your objectives are our focus. Brief our brokers on your objectives today.

  • Structure Toyota Leasing and Chattel Mortgage Finance Plans.
  • Workable repayment schedules to suit cash flow, budgets.
  • Toyota financing plans for all models.

Do you meet Financing Toyota Vehicles Eligibility Criteria?

When credit is required to purchase a vehicle, it can be wise to check your eligibility for different credit products before committing to the purchase. Individuals purchasing vehicles for their own private use will need to be over the age of 18 years to be eligible for consumer credit. Commercial operators will need an ABN.

All applicants will be required to provide ID and financials and credit scores and histories will be checked by lenders. Good scores receive the best offers. We do have options for bad and no credit applicants. If you are unsure of your eligibility, contact us to confirm what options are available to you.
  • Personal Toyota car loans for applicants 18+ years.
  • Ute and van business financing for ABN holders.
  • First car buyer Toyota Loans.
  • Self-employed, start-up Toyota ute financing.
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Know the Basics of Toyota Finance: The Basics

Toyota vehicles are an extremely popular choice for buyers due to their reliability, suitability to Australian conditions, their consistently good resale value, the availability of parts and servicing throughout the country and their affordable price tags. The brand offers models to suit first car buyers, families, commercial operators on the land and in the cities, off-road enthusiasts, urban dwellers and drivers wanting a reliable, efficient daily commute vehicle.


When requiring funding to purchase their particular model, buyers have a wide range of options across the large motor vehicle lending market. Lending products vary, interest rates vary, and terms and conditions vary for different vehicles and different buyers. Options are different for private and business buyers, for first car buyers, no credit buyers, good credit buyers and for different types of commercial enterprises.


With our vast experience in financing Toyota vehicles, we support and assist private and business buyers secure the best rates and best funding package. We handle the entire funding process, using our vast lender accreditations and 25+ years of motor vehicle lending experience, to find the best deal to suit that individual buyer, without impacting their credit score. What is the best deal we can find for you? Contact us to have a quick quote delivered to your inbox ASAP!

  • Individually sourced Toyota car loans.
  • Best products, and best rates from across the lending market.
  • Experts in financing Toyota vehicles.

Find Your Financing Options for Toyota Cars, Utes and Vans

As specialists in motor vehicle lending, we provide a complete portfolio of funding options and products to suit buyers of the comprehensive Toyota range. Low rates and individually negotiated Toyota personal auto loans for passenger cars and SUVs and tax-optimised funding for business utes, vans and 4x4s.


Affordable credit is available for both new and used vehicles. Low fixed rates, fixed terms and fixed repayments make our Toyota financing options the go-to for buyers wanting the best deals. Speak with us about the most suitable funding product for you and your vehicle.

  • Personal Secured Toyota Car Loans to suit private buyers of most new vehicles.
  • Unsecured Personal Loans to suit some buyers of older, second-hand Toyotas.
  • Toyota Leasing for business buyers looking for an off-balance sheet option.
  • Chattel Mortgage Toyota Financing for the lowest rate commercial vehicle credit.
  • Commercial Hire Purchase for Toyota utes and vans and other business vehicles.
  • Sole trader and new operator Toyota finance.
  • EV, Hybrid Toyota Loans
  • Fixed low rates, fixed terms up to 7 years.
  • Fixed repayments to suit cash flow, budgets.

Compare Other Options with Our Low Rate Toyota Finance

Buyers can easily compare our low rate credit on Toyota vehicles with other lenders using our Comparison Table. Comparisons can also be made on estimated repayments on different models in the range using our convenient online calculator. A reliable buying tool for generating estimates to compare against other offers and to make decisions around which Toyota model to consider.

An increasing number of buyers are opting for hybrid and electric vehicles. But the higher price than a similar petrol or diesel can be a drawback. We support EV and hybrid buyers with our lower rate which can make the vehicle of choice an appealing and affordable option. Compare and then call us for a quote.

  • Compare our low rate Toyota car loans.
  • Specialist EV and hybrid Toyota financing.
  • Online calculator to compare rates, estimate repayments.
Collaborating with Jade Finance as Your Car Loan Broker
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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Toyota Car Loan FAQ's

  • The same auto lending products are available for petrol, diesel and hybrid vehicles. For private buyers the most popular option is the Secured Car Loan. For business buyers, the choice is between Lease, Chattel Mortgage and Commercial Hire Purchase.

  • First loan applicants that do not have a credit history, may choose to use a broker to source no credit options. First time credit applicants may also consider a guarantor or co-signer to obtain more workable rates and conditions.

  • Applications for motor vehicle credit can be submitted via online portals. Applicants do not have to attend in-person interviews. There are lenders and brokers that offer 24 hour approvals.

  • New operators without full financials may use a broker to source start-up HiAce funding options through specialist lenders.

  • Commercial operators without all the documents for the credit applications may consider using a broker to access Low Doc and No Doc HiLux funding.

  • Buyers can use an online finance calculator to generate estimated repayments to compare credit payments on different Toyota models.

  • New vehicles are typically accepted as security for funding by lenders. Most buyers will not need to provide additional collateral on new vehicle credit.

  • Interest rates are offered by lenders based primarily on the assessment of the credit profile and ability to repay the commitment of the applicant. Rates on all types of new SUVs would typically be the same for that applicant. Vehicles are assessed in terms of age and condition with differences between new and used vehicle credit rates. Rates also vary across the lending market.