Apply for a Business Loan – Jade Finance

Apply for a business loan online at Jade Finance – With over 80 + lenders and banks to choose from we find the right loan at the best low interest rates.

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Why Jade Finance?

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The easy application process provides you with comprehensive information. Make a fully informed decision on your commercial loan.

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Business Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Get Expert Assistance to Apply for Business Finance

Whether this is the first time that funding has been required or you’ve secured funds for many purposes, have full or no financials - completing commercial credit request forms can be daunting and overwhelming for many operators. But it is a necessary stage for advancing enterprises for growth, increased profits, greater performance and development. We ease any concerns and difficulties by supporting operators with comprehensive assistance from the initial enquiry through to settlement. With our expert commercial lending broker services, the process of preparing and submitting the forms is streamlined and simplified as much as possible. Our brokers individually assist each customer, guiding them through the process, advising the information required for the specific purpose and credit facility and to suit the matrix of our specific lenders. The process can be completed over the phone or via our online resources to save time. As specialists in the commercial lending market, we know what our lenders expect and require with funding requests and are ideally positioned to assist you and achieve the best rates and the right funding solution to suit your operation. Call us to discuss your requirements and how we can help with asset acquisition funding, cash flow support and general commercial lending.
Acquire Assistance from Exports for Commercial Loans

Types of Requirements for Business Loan Application

Certain details are mandatory in commercial lending and some information is preferable to strengthen the request. ABN and identification are essential, GST registration is not, but is preferable for some lenders. Financials for the enterprise are requested and may include:-

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Annual tax return, annual financial accounts for companies.

Turnover and cash flow verified with spreadsheets and bank statements.

BAS returns.

Personal financials may be required for sole traders, ABNs and self-employed operators.

The amount required in the funding should be detailed.

The purpose for the funding should be detailed – assets, cars, trucks, equipment, cash flow.

The type of credit facility requested as interest rates vary.

Where asset funding is required, details of the car/equipment/truck to be purchased should be provided.

Applicants requiring Low Doc and No Doc funding should speak with one of our brokers for further details on requirements.

Apply for Business Loans – Full Range of Credit Facilities

Prior to completing the necessary forms and paperwork, operators should know what particular credit facility they require. Credit facilities vary in regard to suitability to either the accruals or the cash method of accounting, the balance sheet approach, tax deductions, GST treatment and other accounting-related aspects. We recommend that operators have a conversation with an accountant in making the decision on the most suitable credit facility. We provide the full selection of commercial funding and can assist with:-
  • Leasing
  • Chattel Mortgage
  • Commercial Hire Purchase
  • Rent-to-Buy
  • Overdrafts and Line of Credit
  • Secured Commercial Loans
  • Unsecured Commercial Loans
Get the Best Commercial Financing available

Assistance with All Types of Business Loan Application

As specialists in commercial funding, we offer a full portfolio of credit facilities for all types of commercial purposes and assets. Different types of facilities and different purposes can require variations with the paperwork. Our brokers assist customers by explain exactly what is required and answering all queries. If planning to submit forms via our online resources, we ask customers to respond to some basic questions so we can ensure we identify exactly the right lender for your profile.

Our services include lending for all types and sizes of enterprises, from new start-ups without financials through sole traders, self-employed, partnerships and to large, well-established companies. All entities with an ABN are eligible to request all types of commercial funding.

Assistance, quotes and offers are available across our portfolio:-

  • Asset Acquisitions – funding for vehicles, trucks, plant, machinery and equipment used in commercial enterprises.
  • Commercial lending for non-asset expenses, wide range of expenditure.
  • Cash flow support lending.
  • Secured and unsecured commercial funds

Apply for Business Loan for 24 hour Approval

Submit online or over the phone for 24 hour approval of commercial funding.

How to Apply for Financing for Business

  • When funding is required, operators can speak directly with one of our brokers or submit their details via our online forms.
  • The online form includes a few initial questions to provide our brokers with the necessary information to assist you.
  • When we receive your initial details, we will contact you to assist you with the paperwork required by the specific lender best suited to your needs and for the type of funding you are requesting.
  • When the paperwork and forms are submitted, be aware that this is not an obligation to proceed.
  • We will source the most suitable offer at the lowest interest rate for your consideration.
  • You can consider the offer we source and if it meets with your approval, we will proceed to process your information with our lender and arrange settlement.
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*The purpose of the interest rate comparison table is to provide a guide only and for comparing the interest rates on different commercial loan products. Quoted repayments are based on advertised rates and do not include lender fees and charges. An offer made to you by a lender may be at a different interest rate and have a different repayment. Using this device is not an application, any indication of an offer, and is not a loan approval.

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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Apply for Business Loan FAQ's

  • An online commercial credit calculator may be used to get estimates on funding prior to submitting the paperwork or requesting quotes.

  • Lenders may request personal financials from self-employed enterprises as part of the paperwork. This will be subject to individual lender guidelines and the purpose for the funding.

  • Yes. Forms and paperwork for funding can be submitted prior to purchase and based on an estimated amount and general indication of the vehicle being purchased.

  • Where financials on the operation are not available, operators may contact brokers and lenders that offer without financials commercial credit.

  • When requesting commercial credit, operators need to provide ABN, ID, financials for operation and details of the what is being financed.

  • Some lenders and brokers offer a 24 hour approval timeframe, other around 48 hours but approval timing is subject to the complexity of the forms and details submitted and the lender’s processes.

  • There can be variations in the detail required for different credit facility requests but in general, the overall financials for the operation and purpose for the funding will be the same for most commercial funding.

  • Some lenders and brokers provide online application services.

  • There should be no obligation to accept an offer until the offer is received and approved by the applicant.

  • There will be varying process for submitting requests for funding depending on the bank, lender or broker being used. Forms can be submitted online for some lenders and over the phone by most. A range of financials and details on the enterprise and the purpose for the funding will be required.