Specialist Services for Lower Interest Rate Nissan Financing in Australia

Whether purchasing a Nissan for private or business usage, we assist buyers to secure the lowest rates on Nissan finance options. With our access to over 80+ lenders we have the resources to find each buyer the lowest rates to suit their profile. With our personal approach to sourcing finance – assigning one of our expert brokers to each customer, we provide buyers with the opportunity to secure financing for Nissan vehicles that is specifically tailored to their needs.

We provide Nissan loan options for SUVs, hatchbacks, utes, 4WDs and EVs in the range. Competitive low rates on the Juke, hybrid Qashqai SUV, Leaf EV, Pathfinder off-roader, rugged Patrol 4WD, X-Trail medium SUV, Navara cab chassis ute, and the thrilling Z sportscar. If you’re considering one of the exciting vehicles from the Nissan range, speak with us about how we may source you lower rates and more workable funding.

Nissan Car Loan Comparison Tool

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Check Your Eligibility for Nissan Finance

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Applying to the right lender from the outset can significantly streamline the application and approval process and minimise the time to get your loan and get behind the wheel of your Nissan. That can start with checking your eligibility with different lenders.

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As consumer credit, Personal Nissan car loans are regulated by ASIC which sets out criteria and guidelines for lenders. This includes being over 18 years of age and providing a range of financial information and details. Commercial buyers must have an ABN, ID and provide documentation on their financials.

For all buyers, a good credit score is integral to being offered the lowest rates and financial stability is important to obtaining workable financing for Nissan vehicles. Lenders have their own extra guidelines which can cover minimum and maximum loan amounts, the terms, the trading time for commercial operators and minimum credit scores.

Car Loan Specialist

We know the matrix used by our lenders and match each buyer with the most suitable lender. Saving buyers time, effort and any negative impact on their credit score. Buyers that do not meet all lender criteria should speak with us about our possible options for low doc, no doc and bad credit financing.
  • Each buyer matched with the right lender.
  • Expert knowledge of lender eligibility criteria.
  • Save time, save negative impact on credit score.
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Overview of Our Nissan Loan Options

As specialists in the automotive lending sector, we provide a complete selection of Nissan financing products for both business and private buyers. Our expert brokers know the lending market and we know the motor vehicle market. Using our services provides buyers with a specialist to match their vehicle and individual funding requirements with the right lender.

With our access to over 80 lenders, we can source the lender that best meets individual profiles and is currently offering the best rates and terms on Nissan loans. Many lenders are now offering green options for EV buyers. These special offers vary across the market but with our in-depth knowledge and connections, we know what’s currently available and find the best deal for our EV customers.

Our specialist services are available for Nissan buyers across Australia. Contact us online or by phone for a quote on your financing for Nissan vehicles.
  • Access to 80+ lenders for lowest rates, green loan deals.
  • Australia-wide coverage – expert Nissan financing for buyers nationwide.
  • Convenient online Nissan financing services.
Nissan UTE parked in front of the mountains

Compare Personal Secured vs Unsecured Nissan Car Loans

Buyers of Nissan vehicles for private use have both secured and unsecured credit options. Secured credit is the most common for new vehicles as the vehicle is used as the collateral for the loan. Saving buyers from using other assets to secured funding. Unsecured credit does not use the vehicle as security, but lenders may require higher credit scores and higher levels of financial stability and creditworthiness for approval.

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Both options allow for additional payments to be made and insurance is required on vehicles under finance.

A major benefit of secured and a drawback to unsecured, is the lower interest rates on secured financing over unsecured. Secured vehicle credit is generally available with a fixed interest rate. Unsecured facilities can be at a fixed or a variable rate.

We obtain secured Nissan loans with fixed rates and fixed terms to provide buyers with convenient fixed monthly repayments over the life of their loan. For a quote on personal Nissan car loans, contact us.

  • Secured Nissan Car Loans at low fixed rates.
  • Fixed terms up to 7 years.
  • Fixed Nisson car loan repayment schedules.

Full Selection of Nissan Finance Options through Jade Finance

The Nissan range includes vehicles for both private and business use, for recreation and work, for urban and rural roads. We include lending products that cover all types of buyers, vehicles and business set-ups.

Secured and unsecured credit is available for private buyers with fixed rates, fixed terms and fixed repayments. Business buyers can select the commercial credit facility which is best suited to their business structure, accounting, tax and balance sheet objectives with Lease, Chattel Mortgage, Hire Purchase and Novated Lease with Salary Sacrificing available.

As specialists in Nissan loans, we have access to workable, flexible solutions for new, start-ups, SMEs, self-employed and fleet operators and private buyers applying for their first car loan. Contact us for a quote on your Nissan car loan.
  • Personal Secured Nissan Car Loans
  • Nissan Leasing
  • Chattel Mortgage & Hire Purchase for Nissan vehicle finance
Assorted color nissan vehicles parked in a row

Flexible, Workable Commercial Financing for Nissan Vehicles

We provide commercial operators with the complete selection of credit facilities and individually tailored solutions for Nissan finance. Operators can select from Lease and Hire Purchase, Chattel Mortgage. As vehicle financing specialists, we also offer Novated Leases for businesses seeking to provide vehicles for employees under a salary sacrificing arrangement.


All solutions are structured to optimise tax deductions, work with cash flow and meet individual business objectives. We work with large companies to structure fleet financing to meet their asset acquisition objectives. Structuring terms, balloons, residuals and repayments in line with ownership cycles and resale values.


We also work with the smallest operators – SMEs, sole traders, self-employed, to secure flexible financing that will support their business. Low docs and no docs facilities are available for operators that do not have full financials or have not traded for 12-24 months. For Nissan financing sourced and structured to your specifications, contact us today.

  • Tax-optimised Nissan finance.
  • Structured, tailored fleet operator financing.
  • Flexible terms up to 7 years
  • SME, self-employed, sole trader Nissan financing.

Benefits of Jade Finance over Nissan Dealer Finance

Dealer financing is available across the majority of the auto sector. It can be seen as convenient by many buyers but is it the best deal available to them? Dealer finance is typically arranged through a specific finance company as designated by the motor vehicle manufacturer. Buyers do not have a choice of lenders with dealer finance. The rates, terms and conditions are subject to those available through that lender.


With Jade, we provide buyers with a large choice of lenders, ensuring we can secure them the lowest rates and the terms and conditions that best match their profile and requirements. Convenience? We offer that to the maximum! Buyers only need make one call or online contact with us and their individually assigned broker handles the entire Nissan finance process.

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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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Nissan Financing FAQ's

  • The same credit products apply to both EVs, petrol and diesel models. Some lenders do offer green loans for electric vehicles which may present lower rates or special features.

  • Interest rates on loans for all Nissan models, including the Z, are determined by the lender’s assessment of the individual application. Good credit score applicants are typically offered the best rates.

  • Both private and business loan applicants are required to provide details of their financial situation – income and expenditure, assets and debts. ID is required. An ABN is required for commercial credit. Personal loan applicants must be over 18 years of age.

  • Secured personal vehicle finance and commercial credit facilities are typically arranged with a fixed interest rate. Unsecured vehicle credit may be at a variable or fixed rate. Some lenders may offer variable rates on secured credit.

  • With new vehicles, the vehicle is usually accepted as the sole form of collateral for secured vehicle credit. Whether extra collateral or personal guarantee is required, is subject to individual lender guidelines.

  • Leasing features tax deductible monthly payments and Hire Purchase and Chattel Mortgage provide a deduction through depreciation.

  • Both Lease and Chattel Mortgage are effective commercial credit facilities for vehicles. The suitability of each is subject to the accounting method, tax strategy and balance sheet approach of the individual business operation.

  • Some lenders offer green car loans for electric vehicles such as the Nissan Leaf. The availability and features of these loans vary across the lender market.

  • A balloon is the portion of the Chattel Mortgage or Hire Purchase which is scheduled to be paid in full at the conclusion of the financing term.

  • Novated Car Lease with salary sacrificing is available on Nissan vehicles through brokers and specialist lenders.