Machinery Finance - Plant & Equipment Loans

Jade Finance provides businesses with the full range of finance package options to facilitate investment in plant and machinery. We work will all sized businesses across all industry sectors and provide a designated Jade Finance consultant to personally handle your finance requirements.

Equipment Loan Comparison Tool

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Equipment Loan Specialist

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Plant and Machinery Leasing

An off-balance sheet finance facility which features:
  • Jade’s negotiated cheapest and fixed interest rate.
  • Fixed lease term: from 12 month to up to 84 months for major acquisitions.
  • Fixed monthly lease payments which appear on balance sheet as an operating expense.
  • Residual may be included.
  • Lease payments and residual are tax deductible in line with ATO guidelines.
  • Lender claims the GST on purchase price, borrower pays and claims GST on lease payments and residual.
Jade Finance in Agricultural Loans and Financing for Agriculture

Chattel Mortgage for Plant and Machinery

An extremely popular and widely-used finance product as it suits businesses that use a cash accounting method.
  • Jade’s negotiated cheapest and fixed interest rate.
  • Fixed finance term.
  • Fixed monthly repayments which are not fully tax deductible, only the interest portion is deductible.
  • Balloon may be included.
  • The borrower claims the GST on purchase price on their next BAS.
Diverse Array of Commercial Financial Solutions

Full selection of plant and machinery finance products

  • Plant and machinery Lease
  • Chattel Mortgage
  • Plant and Machinery Rental
  • Commercial Hire Purchase (CHP)

We recommend you consult with your accountant as to which finance product is best suited to your business structure. The decision will be based on your accounting method, balance sheet strategy, treatment of GST, depreciation and tax deductions and other considerations.

Whichever commercial finance product is the most appropriate for your business and your plant and machinery acquisition, you can be assure, it will include:

  • Jade’s signature ‘best interest rates’.
  • Fixed Interest Rate
  • Fixed Loan Term
  • Fixed Monthly Payments
  • Flexible terms and conditions negotiated to suit your business objectives and to maximise the return on your plant and machinery investment.

Plant and Machinery Rental

Another off-balance sheet facility which provides a flexible, workable option for many businesses.

  • Jade’s negotiated cheapest and fixed interest rate.
  • Fixed rental contract term.
  • Fixed monthly rental payments which appear on balance sheet as an operating expense.
  • Residual/Buyback may be included.
  • Rental payments are tax deductible as an operating expense.
  • GST applied to monthly repayments.

Commercial Hire Purchase (CHP) for Plant and Machinery

CHP is suited to businesses using a cash or accruals method of accounting.

  • Jade’s cheap interest rate, fixed for the loan agreement term’
  • Fixed finance term and fixed monthly repayments
  • Interest is tax deductible, monthly repayments are not deductible.
  • The borrower claims the GST on purchase price on their next BAS. GST not applied to monthly repayments or interest.

Your Jade Consultant Works for YOU.

For full details on the full range of Jade commercial finance options for plant and machinery acquisitions, please speak with one of our Jade consultants. Your consultant will act as your business manager and handle the entire finance process. With our strong bargaining power and expert negotiating skills across our large number of lenders, we will source you the best finance package on your plant and machinery investment.

Speak with a Jade Finance Consultant in regard to your plant and machinery finance requirements. Call 1300 000 008.

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*The purpose of the interest rate comparison table is to provide a guide only and for comparing the interest rates on different commercial loan products. Quoted repayments are based on advertised rates and do not include lender fees and charges. An offer made to you by a lender may be at a different interest rate and have a different repayment. Using this device is not an application, any indication of an offer, and is not a loan approval.

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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