Lockdowns are tedious and testing times for both businesses and individuals. But while millions are subject to current lockdown measures, these restrictions are far less strict than for those in isolation. For individuals that are ordered to ‘get tested and isolate’ the ramifications can be significant. Not permitted to leave the house at all, you may be needing to look at alternative ways to finalise matters on your agenda. Plans for purchasing that car, boat, caravan or motorcycle you are in the middle of could be a priority. For business owners, it may be finalising that major and essential equipment acquisition. For businesses forced to close for a deep clean, it could be a need to access stop-gap finance.
Jade Finance is assisting both businesses and individuals that are in these situations to access finance and loans to enable progression to finalising those purchases.
Remote and Contactless Lending Service Delivery
We were an early adopter of a business model that is currently referred to as ‘fintech’. Our customers have the convenience of being able to access our full range of services, nationwide, via online and phone connections. Enquiries, requests for finance quotes and loan applications can all be carried out without the need to meet in person with a Jade consultant or with our lenders.
This ensures both convenience and total accessibility regardless of any restriction to mobility as a result of having to isolate or under lockdown measures. In addition, the process saves you time and a lot of hassle as your Jade consultant handles the process of sourcing the cheapest quote, negotiating the interest rate and loan conditions and assisting with settlement. Additional assistance can be provided in regard to insurance, seller and owner ID and verification and other checks associated with major purchases.
Accessing finance and loans via online services does not compromise or impact the pricing of the loan or the offer made by a lender. The same cheap interest rates are achievable and the same selection of loan options is readily available and achievable.
Online Loan Tools and Resources
To assist our customers plan their purchases and structure their loans, we have provided a range of loan resources which can also be accessed online and for no charge. Our library of articles, which you are accessing now, is constantly being added to with new posts covering topics relating to current economic issues, finance tips and hints, explainers and news of new models of cars, boats and other goods.
We have provided a range of loan calculators which have been developed for the relevant loan categories. The loan specifics and interest rates vary with different loans. Business rates are different from personal loan rates. Specifics for motor vehicle finance may vary from say boat loans and equipment finance. The finance calculators in each of our categories display the rates for those loans.
Users are free to use these tools to calculate repayment estimates for as many goods as they are considering. This is particularly useful when considering say several makes/models of cars or boats in different price ranges. The calculator can instantly show you how the repayment estimates may vary for the higher or lower prices.
Loan calculators assist businesses to decide how they would like their finance package structured in regard to a balloon and finance terms, in order to work with their cash flow and achieve their productivity objectives.
While in iso, you can browse the market and use our calculators to derive repayment estimates as you check out the latest models. When the model and the repayment estimate hit your target, just give us a call to start the loan process.
If you are unable to get out to inspect the goods to make that final decision, you can still proceed with securing pre-approved finance via our online services. Pre-approved loans are available across our entire loan portfolio and are in place for a certain timeframe to give buyers time to make final purchase decisions.
Proceeding with Loans
If you are suddenly forced into isolation or a snap lockdown while you have a finance application in process, we can still proceed with the loan process. If you are uncertain of your financial situation as a result of the circumstances and have a loan application in progress, contact your Jade consultant to discuss the options. An application may be paused or you may wish to rework the parameters to better suit any changes to finances.
New loan applications are being accepted and loans are being settled in line with the schedule as advised. If you are unable to attend a dealership to finalise say a motor vehicle purchase, your Jade consultant can liaise with the dealer to assist.
Get on with Life, Proceed with Plans
Isolation and lockdowns are unfortunately a necessary and unavoidable part of our contemporary life in a COVID-19 affected world. But they don’t have to mean putting all life plans on hold. Jade Finance can assist you in getting on with your plans to buy that new car, boat, caravan or motorbike or initiate business acquisitions for trucks and equipment.
If you’re in iso or lockdown and want to proceed with finance and loan plans, contact Jade Finance 1300 000 008
DISCLAIMER: NO LIABILITY IS ACCEPTED IF ERRORS OR MISREPRESENTATIONS ARE FOUND IN THIS ARTICLE. THE ARTICLE IS PREPARED AND PRESENTED FOR GENERAL INFORMATIVE PURPOSES AND IS NOT INTENDED TO BE THE SOLE SOURCE OF INFORMATION FOR MAKING FINANCIAL DECISIONS. THOSE REQUIRING GUIDANCE AND ADVICE SHOULD CONSULT A FINANCIAL ADVISOR.