In the euphoria and excitement of New Year's Eve or the regret and reflection of 1 January each year usually comes a raft of New Year resolutions. All those plans and intentions you make to improve yourself, your business, your lifestyle, your career or just things you really want to own that year. Against the backdrop of COVID-19 impacted 2020, it is likely that many more people will be focussing on especially making 2021 a much better time. For some that may mean not putting off those wish list purchases any longer. For business owners it might be the time for a change of direction and new approach which involves investing in new equipment or machinery.
Resolutions made, now comes the question, how are you going to finance them? Answer: contact Jade Finance. We’ll qualify that answer by clarifying that we are not in a position to assist with your weight loss or fitness goals or find you the perfect life partner. But if your resolution is the buy a new car, finally get that motorbike you’ve always wanted, own or upgrade to a bigger boat, buy a caravan and bucket list your way around Australia or invest in trucks and new business equipment – then Jade Finance can assist with loans and finance.
Jade Finance provides cheap consumer caravan finance, cars, bikes, boats loans and finance for a wide range of business machinery and equipment. Time to get started on acted on that plan and turning resolutions into reality!
Loan Preparation
Some of you will run off and buy first and sort finance later, while others will be more considered and adopt a more structured and organised approach to the process. That’s fine, we cater for all-comers! But doing some loan prep before you purchase can have significant advantages, primarily in saving you money.
Jade Finance provides a number of loan tools and finance resources here on our website to assist you with your planning. Spend a few minutes familiarising yourself with our resources so you’ll know how to use them when the time comes.
- Consumer Lender Comparison Calculator: for our private buyers of cars, boats, caravans and motor bikes, we’ve prepared a reference chart of a number of major lenders including Jade. We’ve shown the current interest rate each is achieving for consumer loans so you can easily see how cheap our Jade interest rates are. Enter the amount you want to borrow and the loan term and quickly see estimated repayments (subject to t&cs)
- Business Loan Interest Rate Comparison: for business vehicle finance and equipment buyers, the comparison chart is different. Instead of showing different lenders, it displays the different loan types offered by Jade and the interest rate we can current achieve for each. This provides you with an easy reference guide when selecting the finance product. There is a function to enter loan amount and term to see different repayment estimates for each loan type (subject to t&cs)
- Loan Calculator: this online function is a must-have for both business and consumer buyers. We have included calculators across our website and they are free to use and there is no obligation attached to the use. You simply enter the loan amount, term you would like and the estimated repayment is displayed. For business buyers there is a field to enter a balloon/residual. This is great for converting purchase prices to monthly repayments. Use it when tossing up between different priced makes and models or if you should include all those optional accessories.
These functions are all online and can be accessed from a device with online connectivity. So them accessible on your phone to use while shopping. When the dealer gives you a price, quickly calculate repayments. You’ll can get an idea of whether that item is within your achievable range or not and can move on to something else or move into price negotiations.
Pre-Approved Loans and Finance
If you can contain your impulse to get out there and start shopping for just short while, then sorting your finance with Jade prior to making a purchase commitment can be smart move. Pre-approved loans are available through Jade for both consumer purchases and business equipment acquisitions.
The process is just as quick and simple as applying for a loan after you make the purchase. Your consultant will source you a quote based on an estimate of what you think you’ll be looking at spending. If you like the quote, we proceed to process your application through to approvals stage. Then you’re ready to commit to the purchase knowing you have the finance ready to go.
Pre-approved loans have no obligation attached to proceeding if you change your mind on proceeding with the purchase. So nothing to lose really.
Get Application-ready Now!
Even if the stores or dealerships are closed for holidays or you’re awaiting a new model to hit the market, you can still start organising your finance. Especially preparing the information and financial records that will be requested in your application form.
For businesses that may include BAS statements, business income tax returns and other financial accounts. For consumers, you’ll need your payslips or other income proof, assets and liabilities details, income and expenditure records. Having all this at the ready when you contact Jade can greatly speed up the finance process and put you closer to achieving your NY21 resolutions faster.
Turn NY resolutions into reality by contacting Jade Finance to discuss loans and finance. Call 1300 000 008
DISCLAIMER: THE INFORMATION AND THE DETAILS WHICH HAVE BEEN INCLUDED IN THE ARTICLE IS PROVIDED AS GENERAL INFORMATION ONLY. THERE IS NO INTENTION THAT THIS BE THE ONLY SOURCE OF FINANCIAL INFORMATIOIN FOR THE READER. IT IS INTENDED AS GENERAL IN NATURE. IF A READER CONSIDER THEY REQUIRE FINANCIAL ADVICE AROUND THEIR OWN PERSONAL FINANCES, THEY ARE DIRECTED TO CONSULT WITH A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY ERRORS OR MISREPRESENTATIONS OF DATA, FIGURES, FEATURES AND INFORMATION AS SOURCED FROM OTHER SOURCES SUCH AS MANUFACTURERS OR GOVERNMENT DEPARTMENTS AND AUTHORITIES.
