When COVID lockdowns are implemented, there is always a lot of attention paid to those that are alone and issues around support for the welfare and wellbeing of individuals and rightly so. Being home alone for such a long period can be challenging. There are also many who are super-keen to get on with their life plans despite the lockdowns. Not in defiance of health orders of course, but they look to adhere to the situation and find ways to achieve their goals while staying at home. Individuals and businesses that are seeking a loan in lockdown.
Many experts and those just proffering an opinion expect rolling lockdowns to be a fact of life in Australia for some time. Head of the CBA Matt Comyn was recently reported as saying that we should be ready for more lockdowns and many other leading business figures have expressed similar feelings. So if lockdown is here for a while, hopefully on and off rather than extended, we provide a lender service that does empower people to source the finance they require.
Applying for Personal Loans
Upgrading your boat, buying a new car or embracing the outdoor lifestyle with a caravan could be just some of the plans you have in the near future. But if stuck in lockdown, turning plans into progress could be a challenge. Fortunately, many dealers across multiple sectors have also pivoted and adjusted their business procedures in response to the 2020 widespread lockdown and many of those are still in play.
Attending in-person to view goods and make a purchase decision may not always be possible. But thanks to comprehensive and detailed websites, many of the specs and features of cars, boats, motorbikes and caravans can be viewed online. Dealers and manufacturers even include videos to provide as realistic an inspection as possible. Online ordering is typically available and buyers of new goods through authorised sellers should be covered under consumer law should a change of mind or issues with the purchase post-delivery be identified.
Jade Finance assists buyers source finance with our comprehensive loan tools and lending resources. Details of loan products are provided in detail for buyers to review which is the loan most suitable for their purchase.
Our online calculators allow our customers to quickly calculate repayments based on the advertised selling price of cars, boats, bikes and caravans from any online device. When happy with the rough estimate, loan applications can be made online or over the phone with one of our consultants.
Click here to utilise our equipment finance repayment calculator.
Our entire loan service is conducted over the phone or via online channels so the process can be completed without the need for you to personally attend a meeting.
Sourcing Business Finance
Despite lockdowns and restrictions, businesses still need to keep their operation moving forward and in many cases that involves acquiring new machinery, equipment, vehicles, trucks and other assets. Temporary full expensing and IAWO are still available for eligible businesses and many will want to move on realising the benefits of these measures.
With our full portfolio of business finance products, we can provide a comprehensive lender service for business vehicles, trucks and a large range of business equipment via a contactless service model.
Business owners are directed to consult with their accountant as to the choice of specific loan product as the suitability to individual businesses of different types of loans is to a large degree dependent on accounting issues. Once that decision is made, your Jade consultant can take over the entire finance sourcing process on your behalf.
Finance products include:-
- Car Chattel Mortgage
- Rent to Own
- Commercial Hire Purchase
- Secured and Unsecured Business Loans
- Low Doc Car Finance and No Docs Loans
- Bad Credit Finance Options
Loans are available for all types and sizes of business operations across all industry sectors on a nationwide basis.
Cut the Queues
As a result of recent extended lockdowns in Greater Sydney, an evolving situation in Victoria and emerging case numbers in South Australia at this time, many individuals and businesses are seeking support and relief for loan repayments from their lenders. While it is great that the banks and finance companies are stepping up to assist, for those seeking quotes for new loans, the wait for assistance may be much longer than usual. That’s if you approach the loan sourcing process yourself.
A smart way to cut the lending queue is to engage Jade Finance as your lender to handle your loan requirements. We work through industry communications channels with our accredited banks and lenders. This allows our consultants to circumvent wait times experienced by individuals and source quotes quickly, arrange fast application approvals and proceed to prompt settlement.
All this and while delivering cheap interest rate loans across the board.
So if you’re stuck in lockdown you don’t have to be stuck in limbo with your life. If your objective is a major purchase with a finance or loan, Jade Finance has the resources to unlock the barriers and make your goals a reality.
To discuss both business and consumer finance contact 1300 000 008
DISCLAIMER: NO LIABILITY IS ACCEPTED IF ERRORS OR MISREPRESENTATIONS ARE FOUND IN THIS ARTICLE. THE ARTICLE IS PREPARED AND PRESENTED FOR GENERAL INFORMATIVE PURPOSES AND IS NOT INTENDED TO BE THE SOLE SOURCE OF INFORMATION FOR MAKING FINANCIAL DECISIONS. THOSE REQUIRING GUIDANCE AND ADVICE SHOULD CONSULT A FINANCIAL ADVISOR.