After the past 18 months of COVID-induced business disruptions on top of the impacts of natural disasters on many regions, many operators will no doubt be looking to the new financial year as a time to restart, renew and rejuvenate their business. Reflect on those annoyances, pain points and regrets experienced over recent times and… Continue reading Rejuvenate Your Business Finance for the New Financial Year
The end of the financial year can be a significant time for reflection, review and occasionally regret business owners. By 30 June, it’s usually too late to affect any measures to reduce the tax obligation for the current financial year. But it is time to put into effect measures and strategies to optimise the outcomes… Continue reading Tax Time Tips: Tax Deductible Business Finance
It’s June and for bargain hunters, it is bonanza time. In both the consumer goods and business equipment markets, the traditional end of financial year sales can represent excellent opportunities to buy much-wanted or much-needed items at a reduced price. After a year of seemingly rolling lockdowns and restrictions and the 2020 EOFY sale events… Continue reading Prepare to Nail the EOFY Sale For Your Car Loan!
When an individual has an ache or pain, they typically seek medical treatment. When planning marketing strategies, a business often starts by addressing the pain points of its customers. Identifying their problems and presenting specific goods and services to solve those issues. But in focussing on other people’s pains, do you spend enough time addressing… Continue reading Feeling the pinch? Relief for business pinch and pain points
The Federal Budget comes around each year in May, with the exception of 2020 when it was pushed back to October due to the coronavirus pandemic. For both businesses and individuals, it can be an interesting, hopeful or anticipative event – what’s in it for me? After the massive COVID-19 stimulus measures introduced by the… Continue reading Budget Lead-up: what can you expect?
With floods impacting eastern Australia, the COVID-19 vaccine roll-out entering the crucial stage 1B and a raft of issues in Federal Parliament dominating the news headlines, the story about a container ship blocking the Suez Canal has taken a few days to reach the front pages of the national mastheads. In case you missed it,… Continue reading Ship Stuck in Suez Canal. So what?
Will it be a winter of discontent or a winter wonderland? After more than 12 months of dealing with the coronavirus pandemic, most people will no doubt be looking forward to increasingly improving economic times. Much of our good news bad news will likely come on 11 May when the Treasurer, Josh Frydenderg, hands the… Continue reading Autumnal Tidings: Budget Time
Australians have what we consider a healthy obsession with interest rates. As a lender that has built a business model around achieving cheap interest rate loans for our customers across our loan portfolio, we are extremely aware of the significance of interest rates to achieving financial objectives. The lower the rate the more affordable the… Continue reading What’s happening with interest rates?
Finance for many businesses is perceived primarily as a burden. But an essential onus that must be taken on as a solution to a financial or expenditure problem. Loans are seen as a cure to a business own debt problems and thoughts of taking on the burden of debt can be the worst fears for… Continue reading Business Loans. Prevention as much as Solution
In late 2020 we covered the proposed changes to the consumer credit laws in great detail and as the Bill is now before the Senate, we revisit the issue to provide an update on the issue. As background, in assessing applications for credit by individuals and many small businesses, banks and other lenders must comply… Continue reading Consumer Credit Law Changes: Update