Best Personal Loan Rates - Compare Rates

5 Feb Today's best
rate from
Consumer Rate
5.75 %
Fixed
Comparison Rate
7.03 %
Comparison*
**THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 07/12/2022 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

Jade Finance assists people of all ages and profiles to achieve their dreams and aspirations by providing better personal loans. To ensure those loans are the most effective financial solutions, every personal loan is based on our signature Jade cheap interest rates.

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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

 

The interest rate is a major component of a personal loan. Not the only element to consider but probably the most important. Jade Finance has built an envied reputation in the personal loan sector by consistently delivering cheap interest rates for our customers across Australia.

How we continue to achieve such impressive results is due to a combination of factors.

Our Non-Negotiables

  • Cheap interest rates is more than just our company tagline, it’s the driving force and motivation for every one of our Jade consultants to achieve results for our customers.
  • We are accredited with a vast number of banks and lenders which gives us the greater potential and more choices to source you the best loan. With more choices comes more chances to bargain hard.
  • Our Jade Finance consultants are highly trained finance professionals with extremely sharp negotiating skills. We use those skills to negotiate with lenders to get you the cheapest interest rate.
  • As a leader in our field, with in excess of 20 years of experience and a large customer base, our company generates great respect from our network of financial institutions. We use that bargaining power to negotiate the best interest rates for our customers.
  • Most importantly, we don’t like to be beaten on interest rates, so we try that much harder – for YOU!

Interest Rates: Explainer

  • Interest rates vary from lender to lender according to their key loan sectors, their own guidelines for applications, their ability to access their funds to lend, and their approach to pricing individual personal loans.
  • International economic conditions also have an impact on interest rates as the financial industry operates on a global scale.
  • Your individual application details affect the financial rates you'll be charged as lenders consider your risk assessment and your personal credit profile.

Taking all these factors into consideration, you’ll appreciate why it is so important to have a personal Jade Finance consultant handling your personal loan rather than you approaching a bank or lender on your own.  Your consultant knows which lenders will offer you the best interest rate and have the skills to present your application in the best way to get the best rates.

For more information on interest rates, personal credit profiles, and how you can improve your profile, please refer to our Blog articles or just pick up the phone and speak with a Jade Finance consultant.

Speak with a Jade Finance Consultant to discuss your personal loan requirements. Call 1300 000 003

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