Car Loan Comparison Tool
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.
Why Jade Finance?
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Car Loan Specialist
Personal Bad Credit Car Loans
- Personal Secured Car Loan: fixed interest rate, fixed loan term, fixed monthly repayments. The lender uses the car as collateral against the loan. Refer to product description for more details.
- Unsecured Personal Loan: interest rate may be fixed or variable, fixed monthly repayments, fixed loan term. No security put up against the loan, so the interest rate is usually higher than for a secured loan.
Your Jade consultant will discuss your situation and guide you to determining which is best for your car purchase.
Bad Credit Car Finance for Business
The options include:
- Car Leasing: an off-balance sheet option.
- Chattel Car Mortgage: the most popular option as it suits most businesses which use a cash accounting method.
- Commercial Hire Purchas (CHP): very popular and suited to cash accounting businesses.
- Rent to Own: structured to suit individual business strategies.
We recommend you consult with your accountant and refer to the details on each of these products on our website. All feature fixed interest rate car loans, fixed repayments and varying treatments of GST, tax deductible and other accounting aspects.
Many people with credit issues feel embarrassed discussing their car loan application and will attempt to source a loan themselves to avoid embarrassing themselves. Often this involves having to apply to multiple lenders. Making multiple applications for the same car loan can have a negative impact on your credit score and further impede your efforts.
We are continually working with individuals and businesses with bad credit and we know we can achieve a much better deal for you than you can achieve for yourself. While lenders calculate their interest rate offers based on an individual’s credit profile and risk assessment, our consultant will be using their professional expertise and industry knowledge to negotiate you the best rate and best loan offer possible.
Don’t discard the whole idea of buying a new vehicle just because you have bad credit. Discuss the situation with Jade Finance.
Speak with a Consultant to discuss a bad credit loan to suit your individual circumstances. Call 1300 000 008.
Your Credit Rating & Credit Score
Unsure what your credit rating or credit score is? Talk to Jade direct on 1300 000 003 and we will retrive a copy for you free. Alternatively you can visit here at Equifax.
When you contact us you’ll quickly realise the difference in our approach – personalised service, understanding consultants that listen to your story and the positive attitude and enthusiasm we bring to your bad credit car loan application. Having your own personal finance broker negotiating your car loan is a major advantage to achieving your financial goals.
We work harder to secure the best rates.
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